credit analyst

HR Partners; Sydney; On-site; AUD 85,000 - 100,000; Full time

Job summary

Randstad is partnering with a leading finance provider to source experienced Retail Credit Analysts for a 6-month contract based in Sydney. You will perform credit assessments on both consumer and commercial retail finance applications and conduct necessary verifications including AML/KYC.

Applications from those with DLA experience, NCCP knowledge, and strong communication skills are encouraged. Weekend and overtime availability may be required to support volumes.

Qualifications

• Proven experience as a Credit Analyst.
• Experience operating under a Delegated Lending Authority (DLA).
• Solid understanding of NCCP and Responsible Lending frameworks.

Responsibilities

• Perform comprehensive credit assessments on consumer and commercial retail finance applications.
• Conduct credit bureau checks, income verification, and AML/KYC due diligence.
• Recommend and approve loan decisions within the defined DLA.
• Build and maintain relationships with introducers and broker networks for mutual outcomes.
• Ensure adherence to NCCP, Responsible Lending, and company policy.

Skills

Credit analysis

Attention to detail

Communication skills

Team collaboration

Weekend/OT flexibility

Job description

Retail Credit Analyst (6-Month Contract)

• Location: Sydney
• Pay Rate: $45.00/hr + super
• Work Type: Full-time | 6-Month Contract (Potential extension) | Weekend & OT Availability Required

About the Role:

We are partnering with a leading finance provider currently experiencing a surge in business volume following new key partnerships. We are seeking experienced Retail Credit Analysts to step into 6-month contract roles to support their ongoing growth.

Key Responsibilities:

• Perform comprehensive credit assessments on consumer and commercial retail finance applications.
• Conduct credit bureau checks, income verification, and AML/KYC due diligence.
• Recommend and approve loan decisions within defined Delegated Lending Authority (DLA).
• Build and maintain relationships with introducers and broker networks to negotiate mutual outcomes.
• Ensure strict adherence to NCCP, Responsible Lending Guidelines, and company policy.

What We Are Looking For:

• Proven experience as a Credit Analyst
• Prior experience holding or operating under a Delegated Lending Authority (DLA).
• Solid understanding of NCCP and Responsible Lending frameworks.
• Strong attention to detail and ability to think outside the box on credit decisions.
• Exceptional communication skills and collaborative team mentality.
• Flexibility: Willingness to work overtime or be rostered for weekend shifts (Saturdays) as volumes require.
• Working Holiday Visa (WHV) holders with relevant local or overseas credit assessment experience are strongly encouraged to apply!

At Randstad, we are passionate about providing equal employment opportunities and embracing diversity to the benefit of all. We actively encourage applications from any background.