Credit Analyst

Randstad; Sydney; On-site; AUD 85,000 - 110,000; Full time

Job summary

Randstad is recruiting a Credit Analyst for residential lending based in St. Leonard's, Sydney. You will assess residential loan scenarios, calculate borrowing capacity, and manage submissions to multiple banks within a supportive team.

The role requires a minimum of 3 years in mortgage/residential credit assessing, with strong communication and a drive to meet targets. Join a brokerage known for a customer-first culture and collaborative environment, offering competitive base salary and solid

Qualifications

• Minimum 3 years in mortgage or residential credit assessments.
• Brokerage environment experience preferred.
• Strong written and verbal communication skills.
• Ability to meet targets and work with lenders.

Responsibilities

• Assess residential loan scenarios and borrowing capacity.
• Order property valuations and submit loan applications to banks.
• Perform compliance checks in line with requirements.
• Manage daily workflow to meet turnaround times.
• Liaise with banks and brokers, handling post-submission requests.

Skills

Mortgage credit assessment

Stakeholder liaison

Compliance

Communication

Job description

Credit Analyst | Residential Lending | Sydney, St. Leonard's

The Opportunity

Join a boutique mortgage brokerage with a strong track record servicing diverse clients in both the residential and commercial sectors. Known for its customer-first approach and a real team culture, the client is committed to professional growth. This is your chance to specialise in residential credit assessment within a supportive, thriving environment.

Your Role Responsibilities

The role sits within the credit team and focuses on managing residential loan assessments from business development managers to multiple lenders.

• Assessment & Calculation: Manage the assessment of residential loan scenarios, including all borrowing capacity calculations.

• Loan Submission: Order property valuations, and efficiently package and submit loan applications to banks.

• Compliance: Complete thorough compliance checks in line with all requirements.

• Workflow Management: Manage the daily workflow to ensure all expected turnaround times are strictly adhered to.

• Stakeholder Liaison: Act as a key liaison with banks and stakeholders, and manage requests from brokers and lenders after loan submission.

What You Will Bring

The successful candidate will demonstrate a blend of technical expertise, drive, and excellent communication skills.

• Experience: Previous experience in mortgage/residential credit assessing roles is required, ideally within a brokerage, minimum 3 years

• Drive: Proven ability to meet and exceed targets.

• Ambition: A keen desire to build a career in financial services.

• Communication: Excellent written and verbal communication skills.

What's In It For You?

• Salary & Commission: Competitive base salary

• Location & Culture: Central Sydney location, St. Leonard's close to public transport, great cafes and eateries.

• Environment: Benefit from a great team culture and camaraderie.

At Randstad, we are passionate about providing equal employment opportunities and embracing diversity to the benefit of all. We actively encourage applications from any background.