Credit Analyst

Rashi Joshi; Sydney, Central Coast Council; On-site; AUD 70,000 - 110,000; Full time

Benefits offered by this job

Competitive base salary

Central Sydney location near public I?

Commission

Job summary

A Credit Analyst role in Sydney's St. Leonard's area focuses on residential lending within a boutique mortgage brokerage.

You will assess residential loan scenarios, liaise with business development managers and lenders, and ensure timely submission of applications in a supportive team culture. The ideal candidate has at least 3 years in mortgage or residential credit assessing, strong communication skills, and a drive to exceed targets.

Qualifications

• Experience in mortgage/residential credit assessing is required.
• Minimum 3 years in brokerage or similar role preferred.
• Strong written and verbal communication skills are essential.

Responsibilities

• Assess residential loan scenarios and borrowing capacity.
• Manage loan submissions, valuations requests and packaging to banks.
• Ensure compliance and timely turnaround of all files.
• Liaise with banks, brokers and lenders after submission.
• Maintain daily workflow to meet targets and timetables.

Skills

Communication skills

Target-driven

Job description

Credit Analyst | Residential Lending | Sydney, St. Leonard's

The Opportunity Join a boutique mortgage brokerage with a strong track record servicing diverse clients in both the residential and commercial sectors. Known for its customer-first approach and a real team culture, the client is committed to professional growth. This is your chance to specialise in residential credit assessment within a supportive, thriving environment.

Your Role Responsibilities

• The role sits within the credit team and focuses on managing residential loan assessments from business development managers to multiple lenders.
• Assessment & Calculation: Manage the assessment of residential loan scenarios, including all borrowing capacity calculations.
• Loan Submission: Order property valuations, and efficiently package and submit loan applications to banks.
• Compliance: Complete thorough compliance checks in line with all requirements.
• Workflow Management: Manage the daily workflow to ensure all expected turnaround times are strictly adhered to.
• Stakeholder Liaison: Act as a key liaison with banks and stakeholders, and manage requests from brokers and lenders after loan submission.

What You Will Bring

• Experience: Previous experience in mortgage/residential credit assessing roles is required, ideally within a brokerage, minimum 3 years
• Drive: Proven ability to meet and exceed targets.
• Ambition: A keen desire to build a career in financial services.
• Communication: Excellent written and verbal communication skills.

What's In It For You?

• Salary & Commission: Competitive base salary
• Location & Culture: Central Sydney location, St. Leonard's close to public transport, great cafes and eateries.
• Environment: Benefit from a great team culture and camaraderie.