Credit Analyst

SustainRecruit; Melbourne; Vor Ort; AUD 80.000 - 100.000; Vollzeit

Benefits dieser Stelle

Ongoing training and professional development opportunities

Modern office with hybrid working options

Zusammenfassung

SustainRecruit is looking for an experienced Credit Analyst to join their growing lending brokerage in Melbourne, Australia. In this role, you will be responsible for assessing and structuring loan applications, ensuring they meet client objectives and lender requirements.

The ideal candidate will have 3-5 years of experience in credit analysis and a strong understanding of residential lending. The role offers a supportive team culture with ongoing training, modern office conditions, and hybrid working options.

Qualifikationen

• 3-5 years' experience in credit analysis or credit assessment.
• Strong understanding of residential lending structures.
• Proven ability to interpret financial statements and assess serviceability.

Aufgaben

• Review and analyse credit applications for individuals across home lending products.
• Assess financial statements, tax returns, and cash flow to determine serviceability and creditworthiness.
• Prepare credit submissions and make well-supported recommendations for approval.

Kenntnisse

Credit analysis

Understanding of residential lending structures

Analytical skills

Attention to detail

Jobbeschreibung

Our client is a growing lending brokerage known for providing tailored financing solutions and exceptional client service. Partnering with a broad panel of lenders, they specialise in helping clients secure residential lending suited to their needs. As the business continues to expand, they are seeking an experienced Credit Analysts to join their high-performing operations team.

As a Credit Analyst, you'll play a key role in assessing and structuring loan applications, ensuring they meet both client objectives and lender requirements. You'll work closely with brokers and relationship managers to analyse financials, identify risks, and provide sound recommendations that support confident credit decisions.

This role suits a detail-oriented professional who thrives in a fast-paced lending environment and enjoys being part of a collaborative, supportive team.

Key Responsibilities

• Review and analyse credit applications for individuals across home lending products.
• Assess financial statements, tax returns, and cash flow to determine serviceability and creditworthiness.
• Prepare credit submissions and make well-supported recommendations for approval.
• Liaise with brokers, lenders, and internal stakeholders to gather information and resolve queries.
• Maintain accuracy and compliance with lending policies, procedures, and regulatory requirements.
• Support continuous improvement of credit assessment processes and documentation standards.

About You

• 3-5 years' experience in credit analysis or credit assessment
• Strong understanding of residential lending structures.
• Proven ability to interpret financial statements and assess serviceability.
• Excellent attention to detail, analytical skills, and written communication.
• Ability to manage multiple applications and competing deadlines in a dynamic environment.

Why You'll Love It Here

• Supportive team with approachable leadership.
• Exposure to a wide range of lending scenarios and client types.
• Ongoing training and professional development opportunities.
• Modern office with hybrid working options.
• A business that values quality over quantity and celebrates success as a team.