Credit Analyst

WealthStreet Mortgage Brokers; Sydney; Hybrid; AUD 90,000 - 100,000; Full time

Benefits offered by this job

Hybrid working

Salary + super + commission

Direct founder contact

Career development

Job summary

Wealthstreet Mortgage Brokers in Sydney is seeking a skilled Credit Analyst to join our close-knit team. You will support brokers by structuring and preparing high-quality loan applications for clients, from submission to settlement.

Ideal candidates have 3+ years' experience in credit analysis or loan processing within mortgage broking or banking, hold a Certificate IV in Finance and Mortgage Broking, and bring a proactive, detail-oriented mindset. Hybrid work with Alexandria office. 

Qualifications

• 3+ years' experience as a Credit Analyst, Loan Processor, or similar in mortgage broking, banking or finance.
• Strong understanding of lending criteria, credit policy, and home loan process.
• Excellent attention to detail and written/verbal communication.

Responsibilities

• Assess and analyse client financials to determine borrowing capacity and loan suitability.
• Prepare and structure loan applications for submission to lenders.
• Liaise with lenders to track progress and move approvals through to settlement.
• Review supporting documentation for accuracy and compliance.
• Collaborate with brokers to select appropriate loan products and structures.

Skills

Analytical thinking

Lending criteria

Communication

Deadline management

Education

Certificate IV in Finance and Mortgage Broking

Tools

MyCRM

Job description

Credit Analyst - Wealthstreet Mortgage Brokers

About Us

Wealthstreet Mortgage Brokers is a small, dynamic brokerage founded by Natasha Bustescu, based in Alexandria. We're growing quickly and looking for the right person to grow with us. As a close-knit team, everyone's contribution matters - you'll have real visibility, autonomy, and a direct say in how we do things, without the layers of a big corporate broking firm.

About the role

We're looking for an experienced, full-time Credit Analyst to join our team and support our brokers in structuring and preparing high-quality loan applications for our clients. Reporting directly to founder Natasha Bustescu, you'll be a key part of our lending process, working closely with brokers, lenders, and clients to ensure applications are accurate, well-prepared, and move smoothly from submission through to settlement.

Key responsibilities

• Assess and analyse client financial information to determine borrowing capacity and loan suitability
• Prepare and structure loan applications for submission to a panel of lenders
• Liaise with lenders to track application progress, resolve queries, and manage conditional approvals through to settlement
• Review supporting documentation for accuracy and completeness in line with lender and compliance requirements
• Work closely with brokers to identify the right loan products and structures for each client's circumstances
• Keep up to date with lender policy changes, credit guidelines, and market conditions
• Maintain accurate records in our CRM and support smooth handover between application stages

About you

• Minimum 3 years' experience as a Credit Analyst, Loan Processor, or similar role within mortgage broking, banking, or finance
• Strong understanding of lending criteria, credit policy, and the home loan application process
• Excellent attention to detail and strong written and verbal communication skills
• Ability to manage multiple applications and deadlines in a fast-paced environment
• A proactive, solutions-focused approach and comfort working in a small team where you can make an impact
• Experience with MyCRM highly regarded
• Certificate IV in Finance and Mortgage Broking required

Benefits

• Hybrid working arrangements - flexibility to work from home and our Alexandria office
• Competitive salary of $90,000-$100,000 + Super, plus commission
• Work directly with our founder, with real visibility and input into how the business runs
• Be part of a small, growing team where your work is genuinely valued and visible
• Genuine career development opportunities as the business scales