Retail Credit Risk Manager — Flexible & Impactful Leader

Revolut Ltd; Comisión de Fomento de Perú; Ibrido; ARS 91.219.000 - 152.031.000; Tempo pieno

Vantaggi offerti da questo lavoro

Financial benefits

Flexible work from home/office/abroad

Revolut Metal perks

Descrizione del lavoro

Revolut Ltd. is seeking a Risk Manager to support our growing retail credit portfolio in Peru. You will provide second-line governance across credit activities, ensuring compliance with local regulations (BCRP, SBS) and managing risk exposure to maintain profitability.

You will collaborate with Risk Modelling and regulators, calibrate credit limits, and challenge first-line decisions to sustain a robust risk framework in a fast-growing global fintech.

Competenze

• 4+ years of retail credit risk experience (excluding wholesale/treasury)
• Knowledge of unsecured personal loans, credit cards, and BNPL
• Understanding of credit policy governance and the 3 lines of defence
• Familiarity with Peru retail credit risk regulations (BCRP, SBS)
• Expertise in retail credit risk modelling (PD/ECL)
• Ability to translate regulatory requirements into practical risk guidance
• Excellent communication and stakeholder management skills
• Fluency in English

Mansioni

• Oversee retail credit risk exposure to keep portfolio within safety parameters
• Provide second-line oversight over first-line credit activities for governance
• Ensure compliance with BCRP requirements on debtor classification, arrears, provisioning
• Manage risk appetite via calibration and monitoring of credit limits
• Review risk models with Risk Modelling team for predictive accuracy
• Engage with regulators (BCRP, SBS) and internal committees on exposures and reporting
• Quantify risk exposures and assess regulatory classifications and provisioning
• Govern emerging risks and assess new retail product launches
• Maintain policies and controls to standardize local credit risk management
• Protect the company from excessive risk and protect reputation

Conoscenze

Retail credit risk

Regulatory liaison

Credit modelling (PD/ECL)

English fluency

Stakeholder management

Communication skills

Formazione

Degree in risk management (nice to have)

Strumenti

SQL

BI tools

Descrizione del lavoro

Revolut Ltd. is seeking a Risk Manager to support our growing retail credit portfolio in Peru. You will provide second-line governance across credit activities, ensuring compliance with local regulations (BCRP, SBS) and managing risk exposure to maintain profitability.

You will collaborate with Risk Modelling and regulators, calibrate credit limits, and challenge first-line decisions to sustain a robust risk framework in a fast-growing global fintech.