Head of Lending

Revolut; Comisión de Fomento de Perú; Hybrid; ARS 182,771,000 - 274,156,000; Full time

Job summary

Revolut is seeking a Credit Manager in Peru to design risk policies and lead lending initiatives for the region. You will build a capable local team and establish governance around underwriting, credit decisioning, and portfolio management.

The role involves active regulatory engagement, managing local loan risk, and scaling retail lending responsibly within the Peru market.

Qualifications

• 7+ years of experience as a bank executive.
• Knowledge of retail lending products in the region.
• An entrepreneurial drive and personal resilience.
• Expertise in building risk models, managing credit decisioning, and overseeing regulatory engagement.
• An understanding of credit portfolio performance.
• Excellent communication skills.
• The ability to recruit and lead a team.

Responsibilities

• Building and leading a local team to define and implement the lending strategy in the region
• Overseeing branch activities and the overall risk of the local loan portfolio
• Managing regulatory relationships
• Establishing and executing the territory’s underwriting, portfolio management, and collections policy and activity
• Interacting with regulators and local authorities

Skills

Credit risk

Retail lending

Leadership

Regulatory engagement

Risk models

Credit decisioning

Job description

About Revolut People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day. As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About The Role

The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region. We're looking for a Credit Manager in Peru to design credit risk policies, procedures, and strategies for our retail lending features. You'll be managing validation of the underwriting strategy, as well as leading the charge for preventative and reactive actions to the market and product offering.

What You’ll Be Doing

• Building and leading a local team to define and implement the lending strategy in the region
• Overseeing branch activities and the overall risk of the local loan portfolio
• Managing regulatory relationships
• Establishing and executing the territory’s underwriting, portfolio management, and collections policy and activity
• Interacting with regulators and local authorities

What You'll Need

• 7+ years of experience as a bank executive
• Knowledge of retail lending products in the region
• An entrepreneurial drive and personal resilience
• Expertise in building risk models, managing credit decisioning, and overseeing regulatory engagement
• An understanding of credit portfolio performance
• Excellent communication skills
• The ability to recruit and lead a team
• The ability to think and reason logically

Nice to have

• ExCo experience

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.