Senior Product Manager — Islamic Liabilities & Cash Growth

Sharjah Islamic Bank; Sharjah; Presencial; AED 450.000 - 750.000; Jornada completa

Descripción de la vacante

Sharjah Islamic Bank in the United Arab Emirates is seeking a Senior Product Manager for Liabilities & Cash to lead development, commercialization, and governance of institutional liability and cash management products.

You will drive CASA, Wakala, Escrow, and Cash Management solutions, grow deposits, optimize funding mix, and expand transactional engagement while ensuring Sharia compliance and regulatory alignment.

Formación

• Bachelor’s degree in Business or Finance; postgraduate or specialized certification preferred.
• Strong expertise in Islamic liability and deposit structures (Current, Call, Wakala, Mudaraba).
• Solid understanding of cash management solutions (Account Services, Payments, Collections, Liquidity & Sweeping, and Escrow).
• Proven ability to design, price, and manage liability and transactional banking products.
• Proficient in data analytics, reporting, and governance (PPGs, SOPs, regulatory compliance).
• Effective stakeholder collaboration across Treasury, Risk, Legal, Compliance, Operations, and Sharia.
• Strong communication, presentation, and execution skills.
• 10 -15 years in corporate product management, liabilities, or transaction banking.
• Proven record in CASA growth, and fee income optimization.
• Experience in product governance, Escrow product management, and regulatory liaison.
• Strong exposure to UAE/GCC markets and Sharia-compliant liability structures.
• Demonstrated ability to drive cross-functional collaboration and deliver business impact.

Responsabilidades

• Grow deposits book focusing on CASA and Wakala balances.
• Increase fee and FX income through transactional product growth.
• Launch sector-focused campaigns with clear ROI metrics.
• Maintain Sharia and regulatory alignment with timely reviews.
• Improve onboarding turnaround time and digital workflows.

Conocimientos

Islamic liabilities knowledge

Wakala/Mudaraba concepts

Deposits growth strategies

Cash management solutions

Data analytics & governance

Stakeholder collaboration

Communication & presentation

Corporate product management

Educación

Bachelor’s degree in Business or Finance

Postgraduate or specialized certification

Descripción del empleo

Sharjah Islamic Bank in the United Arab Emirates is seeking a Senior Product Manager for Liabilities & Cash to lead development, commercialization, and governance of institutional liability and cash management products.

You will drive CASA, Wakala, Escrow, and Cash Management solutions, grow deposits, optimize funding mix, and expand transactional engagement while ensuring Sharia compliance and regulatory alignment.