Senior Credit Risk & Portfolio Analyst

Ega

Dubai

On-site

AED 90,000 - 130,000

Full time

14 days+

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Job summary

Emirates Global Aluminium is seeking a Finance & Corporate Development professional to perform credit analysis across a global customer portfolio. You will gather data, generate key ratios and compare against benchmarks to assess creditworthiness, while ensuring adherence to risk policy and governance standards.

The role focuses on monitoring credit limits, preparing reviews, and providing risk-driven recommendations to management.

Qualifications

Bachelor degree in Commerce / Finance / Banking or related degree is required.
4–7 years’ experience in credit risk, accounting or banking preferred.
Proven ability to analyze financial statements and assess risk.

Responsibilities

Analyze financial data and assess creditworthiness of corporate customers and counterparties.
Prepare credit assessments, reviews and recommendations within governance guidelines.
Maintain accurate credit records and audit trails for governance compliance.
Monitor compliance with limits, policy requirements and approvals.
Provide risk insights to management and influence risk-based decisions.
Conduct sector and country risk analysis affecting credit exposures.
Collaborate with sales, treasury and legal on risk mitigation and terms.
Update SAP/system records for credit limits and terms.
Identify early warning signs and escalate material risks with mitigations.
Support policy development and governance reviews related to credit risk.