Lead-Corporate Credit (UAE National)

Dicetek LLC; Abu Dhabi; On-site; AED 320,000 - 520,000; Full time

Job summary

Dicetek LLC seeks a seasoned credit professional to lead corporate credit assessment and policy development in the UAE. The role involves mentoring a team of analysts, conducting rigorous financial analysis, and ensuring decisions align with regulatory requirements and the company's risk appetite.

Requirements include a Bachelor's degree, 8–10 years in banking/financial services with 5+ years in corporate credit, and fluency in English (Arabic a plus). UAE experience is preferred.

Qualifications

• Bachelor’s degree in finance, accounting, economics, business administration, or related field.
• Minimum 8–10 years of banking/financial services experience, with at least 5 years in corporate credit analysis and risk management functions.
• Fluency in English; Arabic language skills are an advantage; knowledge of UAE regulations.

Responsibilities

• Lead the assessment of creditworthiness for a diverse portfolio of corporate clients and ensure robust risk mitigation.
• Develop and implement sophisticated credit policies and procedures aligned with UAE regulations and company risk appetite.
• Manage and mentor a team of credit analysts to ensure timely, accurate credit decisions.
• Conduct in-depth financial analysis of corporate entities including cash flow projections, balance sheet analysis, and industry benchmarking.
• Engage stakeholders and present credit findings to support lending decisions.

Skills

Corporate credit evaluation

Financial analysis

Risk management

Credit risk management

Stakeholder management

Report writing

Education

Bachelor's degree

Master's degree (preferred)

Professional certifications (CFA/FRM/CPA) (preferred)

Job description

Lead the assessment of creditworthiness for a diverse portfolio of corporate clients ensuring robust risk mitigation strategies are implemented Develop and implement sophisticated credit policies and procedures aligned with UAE regulations and the company s risk appetite Manage and mentor a team of credit analysts fostering a high-performance culture and ensuring timely accurate credit decisions Conduct in-depth financial analysis of corporate entities including cash flow projections balance sheet analysis and industry benchmarking Bachelor’s degree in finance, Accounting, Economics, Business Administration, or a related discipline.Master's degree or professional qualification is preferred.Minimum 8-10 years of banking or financial services experience, with at least 5 years in corporate credit analysis, credit risk management, or credit approval functions.Strong knowledge of corporate credit assessment, financial statement analysis, and risk management practices.Sound understanding of UAE banking regulations and credit risk management principles.Experience evaluating corporate and commercial lending facilities across multiple sectors.Strong analytical, quantitative, and problem-solving capabilities.Excellent report-writing and presentation skills.Effective stakeholder management and communication skills.Fluency in English; Arabic language skills are an advantage.

Preferred Qualifications, Skills & Experience

Professional certifications such as CFA, FRM, CPA, Credit Certification, or equivalent.Experience within UAE or GCC banking institutions.Exposure to credit committee processes and delegated lending authorities.Experience in portfolio monitoring, sector analysis, and problem credit identification.Familiarity with credit risk rating systems and credit risk modeling tools.Proven track record in managing complex corporate credit transactions.

Mandatory Professional Certifications & Licenses Requirement

As required by Bank policy and applicable regulatory requirements.

Skills

Skillscorporate credit evaluationfinancial analysisrisk management