Senior Credit Risk Analyst: Portfolio & Analytics

Emirates Global Aluminium (EGA); Dubai; On-site; AED 180,000 - 300,000; Full time

Job summary

Emirates Global Aluminium (EGA) is seeking a seasoned credit risk professional to analyze financial information and assess creditworthiness of corporate metal customers, financial institutions, banks and other counterparties in line with group risk policy and governance.

You will prepare Credit Approval Reviews, monitor limits and payment terms, maintain records and support risk-based decisions across EGA's global portfolio.

Qualifications

• Bachelor degree in Commerce / Finance / Banking or related field.
• 4–7 years of relevant experience in credit risk/accounting/banking.
• Experience with credit risk analytics and portfolio management is preferred.

Responsibilities

• Analyze financial information to assess creditworthiness of customers, financial institutions and counterparties.
• Prepare Credit Approval Reviews with clear recommendations on credit exposure, limits and payment terms.
• Maintain accurate credit records and audit trails per governance requirements.
• Monitor compliance with approved credit limits and policy requirements; recommend corrective actions.
• Recommend and maintain credit limits, payment terms and credit structures based on risk assessment.

Skills

Credit Analysis

Credit Risk

Portfolio Mgmt

Counterparty Risk

Credit Limits

Stakeholder Mgmt

Customer Mgmt

Presentation Skills

Analytical Thinking

Automation

Education

Bachelor Degree

Tools

SAP

Microsoft Excel

Data Analytics

Job description

Emirates Global Aluminium (EGA) is seeking a seasoned credit risk professional to analyze financial information and assess creditworthiness of corporate metal customers, financial institutions, banks and other counterparties in line with group risk policy and governance.

You will prepare Credit Approval Reviews, monitor limits and payment terms, maintain records and support risk-based decisions across EGA's global portfolio.