Lending & Embedded Insurance Strategy Lead

du; Dubai; On-site; AED 250,000 - 450,000; Full time

Job summary

du is seeking a strategic Manager – Lending & Insurance Products to lead end-to-end product development for its du Pay platform. You will shape the lending and embedded insurance strategy, define customer journeys, and work with banks, insurers, and fintechs to embed financial products across digital experiences.

You will own product roadmaps, pricing, eligibility criteria and portfolio performance analytics, collaborating with Data, Technology, Risk and Compliance teams to ensure compliant,

Qualifications

• Bachelor's degree in Finance, Economics, Business, Technology, Engineering or a related discipline.
• MBA or relevant professional qualifications are advantageous.
• CFA, FRM, professional credit qualifications or relevant insurance qualifications would be beneficial but are not mandatory

Responsibilities

• Develop product propositions and value propositions.
• Define eligibility and customer segmentation strategies.
• Develop product features and customer journeys.
• Define loan amounts, tenors, pricing principles and repayment mechanisms in collaboration with licensed lending partners.
• Develop customer acquisition and cross-sell strategies.
• Identify opportunities to improve customer affordability and repayment outcomes.
• Continuously optimise products based on customer behaviour and portfolio performance.
• Develop embedded insurance product strategy and roadmap.
• Identify opportunities to integrate protection products into customer journeys (remittances, payments, lending, device financing, savings, investments).
• Lead full product lifecycle from idea through launch and optimization.
• Coordinate partner and API integrations and ensure operational readiness before launch.
• Monitor performance and continuously optimise products.
• Develop partnerships with lending banks, finance companies, insurers and fintechs.
• Define revenue-sharing and commercial models and govern product economics.
• Ensure regulatory and risk considerations are embedded in design and customer communications.

Skills

Product Leadership

Roadmap dev

Prioritization

Lending Expertise

Credit decisioning

Data Analytics

Alternative Data

Partnerships

APIs & Integrations

Execution & Delivery

Communication

Education

Bachelor's degree

MBA advantageous

CFA/FRM beneficial

Job description

du is seeking a strategic Manager – Lending & Insurance Products to lead end-to-end product development for its du Pay platform. You will shape the lending and embedded insurance strategy, define customer journeys, and work with banks, insurers, and fintechs to embed financial products across digital experiences.

You will own product roadmaps, pricing, eligibility criteria and portfolio performance analytics, collaborating with Data, Technology, Risk and Compliance teams to ensure compliant,