Islamic Finance Executive - Personal Finance (Outsource)HV

ADIB; Abu Dhabi; On-site; AED 120,000 - 180,000; Full time

Job summary

Abu Dhabi Islamic Bank (ADIB) is seeking a proactive professional to source Al Khair and Tadawul personal finance products for a defined target segment, while maintaining relationships with institutions and government departments in Abu Dhabi. The role includes visiting potential clients, finalizing deals, and reviewing credit applications before DSPU processing.

You will execute Murabaha contracts, forward files for disbursement within 24 hours, escalate delays, and pursue cross-sell

Qualifications

• Broad knowledge of ADIB retail banking products and services.
• Sales skills, service standards knowledge and computer skills.
• Good knowledge of UAE banking practices, regulations and risks.
• General awareness of local market competitors.

Responsibilities

• Source Al Khair / Tadawul personal finance products to the specified target segment and meet assigned targets.
• Maintain relationships with institutions and governmental departments.
• Visit institutions and government departments to meet potential customers and finalize deals.
• Prepare and review credit applications and verify critical documents before DSPU processing.
• Execute Murabaha contracts with customers and forward files for disbursement within 24 hours.
• Escalate approval delays and customer complaints to supervisors.
• Initiate cross-sell of other banking products.

Skills

Retail banking products

Sales skills

Service standards

Computer skills

UAE banking regulations

Competitor awareness

Job description

Responsibilities

• Source Al Khair / Tadawul personal finance products to the specified target segment and meet assigned targets
• Maintain relationships with institutions and governmental departments
• Visit institutions and government departments to meet potential customers and finalize deals
• Prepare and review credit applications and verify critical documents before DSPU processing
• Execute Murabaha contracts with customers and forward files for disbursement within 24 hours
• Escalate approval delays and customer complaints to supervisors
• Initiate cross-sell of other banking products

Requirements

• Broad knowledge of ADIB retail banking products and services
• Sales skills, service standards knowledge and computer skills
• Good knowledge of UAE banking practices, regulations and risks
• General awareness of local market competitors

About the Company

• Abu Dhabi Islamic Bank is an Islamic financial institution based in Abu Dhabi.