Islamic Finance Executive-Cards Sales (Outsource) HV

Abu Dhabi Islamic Bank; Abu Dhabi; On-site; AED 90,000 - 140,000; Full time

Job summary

Abu Dhabi Islamic Bank is seeking to source Covered Card applications from the local UAE market, ensuring deals align with ADIB policies and procedures. The role targets new business with a focus on timely, confidential handling of sensitive documents and adherence to office timings.

You will visit potential business customers, build strong relationships, and maintain daily sales reporting, while staying informed about product knowledge and market competition to deliver prompt service.

Qualifications

• Broad knowledge of ADIB's Covered Card and other RBI/RBG products & services.
• Fair knowledge of service standards, Sales skills and Computer skills.
• Good Knowledge of UAE banking practices, regulations & risks.
• General awareness of competitors in the local market.

Responsibilities

• Source New to Bank Covered card product to target segment and achieve/exceed targets.
• Prepare & maintain Daily Sales Report for visited customers & company visits.
• Create and maintain good relationships with business entities/individuals where business sourced.
• Visit potential companies/institutions, finalize deals within ADIB policy & procedure, provide feedback to RSS.

Skills

Sales skills

Computer skills

Banking knowledge

Job description

Job description

Role To source Covered Card Application from the local market and sourcing of business should be within ADIB permitted policy and procedure
Location : UAE
Key Accountabilities of the role

1. Main Responsibilities

• To source New to Bank Covered card product to the specified target segment and achieve or exceed the assigned target.
• To prepare & maintain DSR (Daily Sales Report) for the entire visited customers & company visits.
• Create and maintain good relationship with all the business entities / individuals where the business sourced.
• To visit potential companies / institutions, to finalize business deals within the targeted turnaround time based on ADIB policy & procedure and give feedback to RSS.
• Full awareness on product knowledge and implementing them at all times.
• Deliver a timely prompt service to the Customers.
• Adhere with stipulated office timing, follow strictly, secrecy norms, maintain data confidentiality & be presentable.
• DSR should be submitted to the respective TL by end of day with complete details
• The above will be observed and non-compliance will be escalated

1. Regular / Occasional Responsibilities

• Prepare and review Standard Credit Application and ensure all information provided are accurate and ensure authenticity of the critical documents (i.e. Cheque, Copies of: Bank Statement, Passport, Emirates ID, Salary certificate etc.) prior sending to PU for processing.
• To ensure that all applications submitted are error free and rectify the error in case of any
• Follow the approval process and elevate the delay to RSS/Coordinator, if any.
• Execute Murabaha contract with the customer representing ADIB, and prepare the file as per the check list, forward card allocation for card issuance through the coordinators within 24 hours of completing signing formalities with customer
• Check the Card disbursement and notify the Coordinator/RSS in case of delay at Card center end.
• To maintain a good rapport with Inter-department / peers by ensuring a smooth flow of business.
• To participate in activities assigned by your RSS/line manager during promotions.
• Initiate cross-sell other banking products on best efforts basis (when required).
• Escalate customer complaints to the supervisor level immediately, if any.

Specialist Skills / Technical Knowledge Required for this role:

• Broad knowledge of ADIB's Covered Card and other RBG products & services.
• Fair knowledge of service standards, Sales skills and Computer skills.
• Good Knowledge of UAE banking practices, regulations & risks.
• General awareness of competitors in the local market.