Account Executive, SME, General Lines

Howden; Abu Dhabi; Vor Ort; AED 201.000 - 312.000; Vollzeit

Benefits dieser Stelle

Medical insurance

Competitive salary

Zusammenfassung

Howden in Abu Dhabi seeks an Account Executive to manage General Insurance SME policies, handling inquiries, quotations, policy placement, and renewals while building strong relationships with clients and underwriters.

The role requires a Bachelor's degree in Business/Finance/Insurance, UAE regulatory knowledge, 3+ years in insurance, and a preference for CII. The successful candidate will excel in communication and thrive under pressure in a dynamic market.

Qualifikationen

• Bachelor's degree in Business, Finance, Insurance or related field is required.
• CII qualification is preferred.
• Minimum 3 years of experience in insurance.
• Strong understanding of general insurance products, market dynamics, and regulatory requirements in the UAE.

Aufgaben

• Handle enquiries and quotations for General Insurance SME policies.
• Identify and analyse clients' insurance needs in collaboration with CRM and recommend suitable coverage options.
• Generate quotations from insurer portals, underwriting tools, or directly from insurers.
• Negotiate policy terms and pricing with insurance companies and underwriters on behalf of clients.
• Prepare proposals, presentations, and support materials for client renewals and new business opportunities.
• Manage the renewal process for assigned clients, including proposal preparation and coordination with carriers.
• Maintain accurate placement data trackers to ensure up-to-date records.
• Oversee policy placements, verifying documents received from clients and submitting placements to insurers.
• Review and process initial invoice bookings (insurer and client) while ensuring compliance with KYC requirements and internal booking processes.
• Ensure strict adherence to company policies, procedures, and regulatory compliance standards.
• Maintain in-depth technical knowledge of new and existing insurance products, ensuring credibility as a subject matter expert.
• Build and strengthen relationships with underwriters to optimize service delivery and compliance.
• Stay informed about market trends, industry dynamics, and insurance cycles to enhance strategic decision-making and client advisory.
• Adhere to company policies, procedures, and regulatory/compliance requirements.

Kenntnisse

Communication skills

Negotiation

Relationship management

Pressure handling

Ausbildung

Bachelor's degree in Business/Finance/Insurance

CII qualification (preferred)

Tools

CRM software

Insurer portals

Jobbeschreibung

This role is responsible for managing General Insurance SME policies, from handling client inquiries and quotations to policy placement and renewal. The Account Executive will play a key role in analyzing client needs, negotiating with insurers, and ensuring seamless policy execution while maintaining strong relationships with clients and underwriters.

Key Responsibilities:

• Handle enquiries and quotations for General Insurance SME polices.
• Identify and analyse clients' insurance needs in collaboration with CRM and recommend suitable coverage options.
• Generate quotations from insurer portals, underwriting tools, or directly from insurers.
• Negotiate policy terms and pricing with insurance companies and underwriters on behalf of clients.
• Prepare proposals, presentations, and support materials for client renewals and new business opportunities.
• Manage the renewal process for assigned clients, including proposal preparation and coordination with carriers.
• Maintain accurate placement data trackers to ensure up-to-date records.
• Oversee policy placements, verifying documents received from clients and submitting placements to insurers.
• Review and process initial invoice bookings (insurer and client) while ensuring compliance with KYC requirements and internal booking processes.
• Ensure strict adherence to company policies, procedures, and regulatory compliance standards.
• Maintain in-depth technical knowledge of new and existing insurance products, ensuring credibility as a subject matter expert.
• Build and strengthen relationships with underwriters to optimize service delivery and compliance.
• Stay informed about market trends, industry dynamics, and insurance cycles to enhance strategic decision-making and client advisory.
• Adhere to company policies, procedures, and regulatory/compliance requirements.

Key Requirements:

• Bachelor's degree in Business, Finance, Insurance or a related field. CII qualification is preferred.
• Minimum 3 years of experience in insurance.
• Strong understanding of general insurance products, market dynamics, and regulatory requirements in the UAE.
• Verbal and written communication skills.
• Flexibility, adaptability, and ability to work under pressure.

What do we offer in return?

A career that you define, supported by a strong commitment to technical and soft skills training.

We offer a comprehensive package of rewards and benefits - including great medical insurance, competitive salary, and more.

We provide a workplace where everyone has a voice, where volunteering in the community is part of the day job, and where everyone is encouraged to play a part towards our sustainability goals. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community.

Our Culture: People First

Our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world.

The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key.

Diversity & Inclusion

At Howden we consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, marital status or family circumstances.