General Insurance Officer

Exalans and Hunar; Dubai; On-site; AED 180,000 - 300,000; Full time

Job summary

Exalans and Hunar is seeking a General Insurance Officer in Dubai with strong underwriting experience in Property & Casualty. You will handle quotations, renewals, policy issuance and endorsements while reviewing risk information and policy terms.

The role requires 5+ years in General Insurance underwriting, a relevant degree, and a solid grasp of underwriting principles. Proficiency in Excel and MS Office, plus excellent communication and organizational skills, is essential.

Qualifications

• Minimum 5 years of practical experience in General Insurance underwriting.
• Bachelor's degree in Insurance, Business Administration, Finance, or related discipline.
• Strong technical knowledge of General Insurance and P&C.
• Knowledge of underwriting principles, risk assessment, policy wordings and exclusions.
• ACII/AIII/FIII or equivalent qualifications are desirable.
• Experience in brokerage or claims handling is a plus.

Responsibilities

• Handle quotations, renewals, policy issuance, endorsements, and related transactions.
• Review risk information, terms, warranties, exclusions, and deductibles.
• Evaluate coverage and suggest improvements or extensions.
• Negotiate premiums and terms with insurers.
• Prepare comparative quotation analyses and proposals.
• Coordinate with insurers, clients and internal teams for timely service.
• Follow up on outstanding quotations, renewals, endorsements, and tasks.
• Maintain accurate records and organized workflows.
• Assist with claims coordination when required.
• Maintain high standards of accuracy, productivity and customer service.
• Manage multiple assignments and meet deadlines.

Skills

Underwriting

General Insurance

Excel

Negotiation

Communication

Analytical skills

Time management

Attention to detail

Problem solving

Independent work

Education

Bachelor's degree in Insurance/Business/Finance

Tools

Microsoft Office

Job description

Dubai, United Arab Emirates | Posted on 10/12/2026

We are seeking an experienced and technically competent General Insurance Officer with strong practical experience in general insurance underwriting across major Property & Casualty (P&C) insurance classes.

Key Responsibilities

• Handle general insurance quotations, renewals, policy issuance, endorsements, and related insurance transactions.
• Review and analyse insurance proposals, risk information, policy terms and conditions, warranties, exclusions, and deductibles.
• Evaluate insurance coverage and recommend suitable improvements and coverage extensions.
• Obtain and negotiate competitive quotations, premiums, terms, and conditions with insurance companies.
• Prepare comparative quotation analyses and insurance proposals.
• Coordinate with insurers, clients, and internal departments to ensure prompt and efficient service delivery.
• Proactively follow up on outstanding quotations, renewals, endorsements, and other pending matters.
• Maintain accurate insurance records, documentation, and organized workflows.
• Assist with claims coordination, documentation, and follow-up when required.
• Ensure high standards of accuracy, productivity, responsiveness, and customer service.
• Manage multiple assignments simultaneously while meeting deadlines and maintaining work quality.

Requirements

Required Qualifications & Experience

• Minimum 5 years of practical experience in General Insurance underwriting.
• Bachelor's degree in Insurance, Business Administration, Finance, or a related discipline.
• Strong technical knowledge of General Insurance and Property & Casualty (P&C) insurance.
• Sound understanding of underwriting principles, risk assessment, policy wordings, exclusions, warranties, and deductibles.
• Professional insurance qualifications such as ACII, AIII, or FIII are highly desirable.
• Previous experience working in an insurance brokerage is an advantage.
• Experience in General Insurance claims handling is an additional advantage.
• Proficiency in Microsoft Office, particularly Excel.
• Strong analytical, problem-solving, and decision-making skills.
• Excellent written and verbal communication skills.
• Strong negotiation and interpersonal skills.
• Excellent organizational and time-management abilities.
• High attention to detail and accuracy.
• Ability to prioritise tasks and manage multiple assignments efficiently.
• Proactive follow-up and a strong sense of accountability.
• Ability to work independently with minimal supervision.
• Customer-focused approach and commitment to service excellence.
• Ability to work efficiently under pressure and meet tight deadlines.
• Timely processing of quotations, renewals, endorsements, and policy issuance.
• Accurate preparation and review of insurance documentation.
• Effective negotiation of competitive premiums and policy terms.
• Proactive follow-up on pending tasks to prevent unnecessary delays.
• Consistent service quality and effective communication with clients and insurers.