Senior Structured Lending Specialist (Private Banking)

FirstRand Bank India; Johannesburg; On-site; ZAR 900,000 - 1,500,000; Full time

Job summary

FirstRand Bank (FNB) is seeking a Lending Specialist focused on credit and lending solutions for high-net-worth clients. The role specializes in structuring sophisticated financing arrangements to meet wealthy clients’ needs within Private Banking and Advisory.

The ideal candidate will oversee the structured lending portfolio, develop customized lending solutions, and collaborate with Wealth Managers to enhance profitability. Requires RE5 and 7–10 years’ wealth client experience.

Qualifications

• Must hold an NQF7 level degree in Finance, Economics or Accounting.
• Completion of RE5 qualification is required.
• 7–10 years’ experience with wealth clients and structured lending products.
• Ability to analyse financials, manage risk, and forecast portfolio performance.

Responsibilities

• Oversee the structured lending portfolio for high-net-worth clients.
• Develop customized lending solutions and client relationships.
• Collaborate with Wealth Managers to improve profitability.
• Prepare reports on portfolio performance and risk metrics for stakeholders.

Skills

Financial analysis

Risk management

Portfolio management

Forecasting

Client relationship building

Lending products knowledge

Stakeholder reporting

Education

NQF7 Finance/Economics/Accounting degree

RE5 qualification

Job description

FirstRand Bank (FNB) is seeking a Lending Specialist focused on credit and lending solutions for high-net-worth clients. The role specializes in structuring sophisticated financing arrangements to meet wealthy clients’ needs within Private Banking and Advisory.

The ideal candidate will oversee the structured lending portfolio, develop customized lending solutions, and collaborate with Wealth Managers to enhance profitability. Requires RE5 and 7–10 years’ wealth client experience.