Lending Specialist

FNB South Africa; Johannesburg; On-site; ZAR 900,000 - 1,500,000; Full time

Job summary

FNB South Africa is seeking a Lending Specialist focused on high-net-worth clients to oversee structured lending with tailored financing solutions.

The role requires deep financial analysis, risk management, and client relationship development with Wealth Managers to grow profitability and ensure compliant, sustainable lending across client portfolios. A relevant NQF7 degree and RE5 are preferred.

Qualifications

• Responsible for financial analysis, risk management, portfolio management, planning and forecasting.
• Develop strong client relationships and offer customized lending solutions.
• Collaborate with Wealth Managers to enhance the structured lending business and profitability.
• Prepare reports on portfolio performance and risk metrics for stakeholders.

Responsibilities

• Responsible for financial analysis, risk management, portfolio management, planning and forecasting.
• Develop strong client relationships and offer customized lending solutions.
• Collaborate with Wealth Managers to enhance the structured lending business and profitability.
• Prepare reports on portfolio performance and risk metrics for stakeholders.

Skills

Financial analysis

Risk management

Portfolio management

Forecasting

Client relationships

Education

NQF7 degree in Finance/Economics/Accounting

RE5 qualification

Job description

Job Description

To focus exclusively on credit and lending solutions for high-net-worth and ultra-high-net-worth clients. The role specialises and is critical for structuring sophisticated financing arrangements that meet the unique needs of wealthy individuals and families.

FNB introduction

Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

As part of our Private Banking and Advisory Team, you will be surrounded by unique talent, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Role Purpose

There is no commonwealth advisory solution for any single client, which is why our lending offering is adaptable, and a solution is always shaped in line with our client’s changing needs and broader wealth portfolio. The Lending Specialist oversees the structured lending portfolio of our High Nett Worth Clients and overall lending solution for clients.

The Ideal Candidate Should Be Able To

• Responsible for financial analysis, risk management, portfolio management, planning and forecasting.


• Develop strong client relationships and offer customized lending solutions.


• Collaborate with Wealth Managers to enhance the structured lending business and profitability.


• Prepare reports on portfolio performance and risk metrics for stakeholders.

You Will Be An Ideal Candidate If You

• Relevant NQF7 Level Degree in Finance, Economics or Accounting.


• Completed RE5 qualification.


• Have 7-10 years’ experience maintaining and growing wealth clients with structured lending products.

Additional Requirements

In accordance with National Credit Act (NCA) candidates applying for this role will require a credit record check.

Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

27/09/26

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.