Senior Financial Advisor (Insurance Focus)

Placements24; Mossel Bay; Hybrid; ZAR 900,000 - 1,300,000; Full time

Benefits offered by this job

Remote working flexibility

Medical aid

Retirement annuity

Professional development opportunities

Supportive virtual team

Job summary

Placements24 is seeking a Senior Financial Advisor for a fully remote role in South Africa. You will deliver comprehensive insurance and financial planning solutions, manage a diverse client portfolio, and develop tailored strategies emphasizing risk management and life cover.

This is a remote, autonomous role ideal for self-driven professionals. You will work with a reputable financial services group, maintain client relationships, stay informed on market trends, and meet KPIs while adhering to

Qualifications

• 7+ years experience as a Financial Advisor with emphasis on insurance and risk management.
• Experience building and managing a substantial client base.
• Knowledge of life insurance, investment linked policies and risk solutions.
• Strong analytical, problem-solving and interpersonal abilities.
• Proficiency with financial planning software and CRM systems.
• Excellent communication and presentation skills; able to convey complex concepts clearly.
• Comfortable in a fully remote, self-directed environment.
• Commitment to ethical, client-centric financial advice.

Responsibilities

• Provide expert financial advice and personalized insurance planning to high-net-worth clients.
• Conduct comprehensive financial needs analyses including risk assessments and retirement planning.
• Develop tailored financial plans aligned to client goals.
• Identify suitable insurance products such as life and disability cover.
• Build and maintain long-term client relationships with regular reviews.
• Manage a diverse client portfolio and strive for retention.
• Stay updated on market trends, products, and regulatory changes.
• Achieve sales targets and KPIs for client acquisition and retention.
• Ensure full regulatory compliance and ethical standards.
• Collaborate with internal teams to deliver seamless service.

Skills

Analytical skills

Interpersonal skills

Communication skills

Presentation skills

Self-directed

Education

CFP®

RE5

NQF Level 5+

Tools

Financial planning software

CRM systems

Job description

About the Role

Our client, a reputable financial services group with a strong presence in the insurance sector, is actively seeking a highly skilled and experienced Senior Financial Advisor to join their remote team. This position is perfect for an accomplished professional who specializes in providing comprehensive insurance solutions and financial planning advice. You will be responsible for managing a diverse client portfolio, developing personalized financial strategies with a strong emphasis on risk management and life cover, and ensuring clients achieve their long-term financial objectives. This is a fully remote role, requiring you to leverage technology and communication tools to effectively serve clients across the nation. The role is designed for individuals who excel in an autonomous, results-oriented environment.

Key Responsibilities

• Provide expert financial advice and personalized insurance planning services to a high-net-worth client base.
• Conduct thorough financial needs analyses, including risk assessments, retirement planning, and investment strategies focused on insurance products.
• Develop and present comprehensive financial plans tailored to individual client goals and circumstances.
• Identify and recommend suitable insurance products, such as life insurance, disability cover, and income protection, from a range of providers.
• Build and maintain strong, long-term relationships with clients through regular reviews and proactive communication.
• Manage a portfolio of clients, ensuring ongoing client satisfaction and retention.
• Stay current with financial markets, insurance products, regulatory changes, and economic trends.
• Achieve and surpass sales targets and Key Performance Indicators (KPIs) for client acquisition and retention.
• Ensure full compliance with all relevant financial services regulations and ethical standards.
• Collaborate with internal support teams to facilitate seamless client service delivery.

Requirements

• A minimum of 7 years of experience as a Financial Advisor, with a significant focus on insurance and risk management products.
• Demonstrated success in building and managing a substantial client base.
• Possession of relevant industry qualifications such as CFP®, RE5, and appropriate NQF Level 5 or higher qualifications.
• In-depth knowledge of life insurance, investment-linked policies, and other risk management solutions.
• Exceptional analytical, problem-solving, and interpersonal skills.
• Proficiency in financial planning software and CRM systems.
• Strong communication and presentation skills, with the ability to articulate complex financial concepts clearly.
• Proven ability to work effectively in a fully remote, self-directed environment.
• A commitment to ethical practices and client-centric financial advice.
• Must have reliable internet connectivity and a suitable home office environment.

Benefits

• An attractive annual remuneration package between and ZAR, plus substantial performance-based commissions and bonuses.
• Full remote working flexibility, allowing you to work from anywhere in South Africa.
• Access to leading financial products and comprehensive research tools.
• Opportunities for advanced professional development and specialization.
• A supportive virtual team environment with regular virtual networking opportunities.
• Contribution towards medical aid and a retirement annuity.
• Significant earning potential based on performance.