Senior Financial Advisor - Insurance Specialist

Placements24; Rustenburg; Hybrid; ZAR 350,000 - 650,000; Full time

Benefits offered by this job

Commission-based pay

Guaranteed minimum income

Medical aid

Retirement planning support

Professional development funding

Marketing and tools support

Job summary

Placements24 in Rustenburg invites a Senior Financial Advisor to join a growing financial services practice. You will provide comprehensive financial planning and tailored insurance advice to a diverse client base, building relationships based on trust and expertise.

With 5+ years in advisory or insurance sales, you will leverage CFP accreditation where possible and navigate life, health, and risk products while driving business growth in a dynamic environment.

Qualifications

• Minimum 5 years in financial advisory or insurance sales.
• CFP or similar qualifications are highly advantageous.
• Strong knowledge of life, health and other risk products.
• Proven track record of meeting sales targets and growing portfolios.
• Excellent interpersonal and presentation skills; client-centric approach.

Responsibilities

• Conduct needs analyses and tailor insurance plans.
• Source, recommend and facilitate insurance product sales.
• Build and maintain a strong client base through proactive prospecting.
• Stay updated on market trends, regulations and products.
• Ensure compliance with industry regulations and internal policies.
• Collaborate with internal/external partners to deliver holistic solutions.
• Monitor portfolios and adjust as circumstances change.
• Educate clients on insurance and investment vehicles; drive growth.

Skills

Client relationship management

Communication skills

Sales targets achievement

Financial planning

Education

CFP certification

FAIS accreditation

Tools

Financial planning software

CRM systems

Job description

About the Role

Our client, a reputable financial services firm, is seeking a highly motivated and experienced Senior Financial Advisor with a specialization in insurance solutions to join their growing practice in Rustenburg, North West . This position is critical in providing comprehensive financial planning and tailored insurance advice to a diverse clientele. You will be responsible for understanding client needs, recommending appropriate insurance products (life, health, disability, etc.), and building long-term relationships based on trust and expertise. The ideal candidate possesses exceptional communication skills, a deep understanding of financial markets and insurance products, and a proven ability to drive business growth. This is an exceptional opportunity to leverage your expertise and significantly contribute to client financial well-being and company success.

Key Responsibilities

• Conduct in-depth financial needs analyses for clients, identifying gaps and opportunities in their insurance coverage.
• Develop and present personalized financial and insurance plans tailored to individual client objectives and risk profiles.
• Source, recommend, and facilitate the sale of a wide range of insurance products, including life, health, critical illness, and income protection.
• Build and maintain a strong client base through proactive prospecting, networking, and exceptional service delivery.
• Stay current with market trends, regulatory changes, and new insurance products to provide informed advice.
• Ensure compliance with all industry regulations and company policies regarding financial advice and sales practices.
• Collaborate with internal teams and external partners to provide holistic financial solutions.
• Monitor client portfolios and proactively recommend adjustments as circumstances change.
• Educate clients on the benefits and intricacies of various insurance and investment vehicles.
• Achieve and exceed personal sales targets and contribute to team objectives.

Requirements

• A minimum of 5 years of experience in financial advisory or insurance sales, with a strong emphasis on insurance products.
• Relevant professional qualifications such as CFP (Certified Financial Planner) or similar designations are highly advantageous.
• A comprehensive understanding of life insurance, health insurance, and other risk management products.
• Proven track record of achieving sales targets and building a successful client portfolio.
• Excellent interpersonal, communication, and presentation skills.
• Strong ethical standards and a client-centric approach.
• Proficiency in financial planning software and CRM systems.
• Ability to work independently and manage time effectively in a dynamic environment.
• Must be based in or willing to relocate to the Rustenburg area or surrounding regions of the North West province.
• Valid FAIS accreditation.

Benefits

• Our client offers a highly competitive commission-based remuneration structure with a guaranteed minimum income, supplemented by performance incentives.
• Employees are provided with comprehensive medical aid, retirement planning support, and ongoing professional development opportunities, including funding for advanced certifications.
• You will have access to cutting-edge financial planning tools and marketing support.
• This role offers the autonomy to build your own practice within a supportive framework, making a tangible difference in the financial security of clients in Rustenburg and the broader North West region.