Remote Senior Financial Planner

Placements24; East London; Hybrid; ZAR 700,000 - 900,000; Full time

Benefits offered by this job

Commission opportunities

Remote work from home

Medical & retirement benefits

Professional development support

Advanced planning tools

Job summary

Placements24 is seeking a Senior Financial Planner for a fully remote position. You will design comprehensive financial plans covering retirement, investments, insurance, and estate considerations from your home office.

The ideal candidate has 5+ years in financial planning, CFP or PGDip in Financial Planning, and strong client relationship skills. You will work independently while ensuring fiduciary responsibilities and regulatory compliance.

Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or related field.
• CFP®, Post Graduate Diploma in Financial Planning are essential.
• Minimum of 5 years in financial planning and advisory services.
• Proven track record in client relationships and planning.

Responsibilities

• Develop and implement comprehensive, personalized financial plans for clients.
• Analyze clients' financial situations including assets, liabilities, income and expenses.
• Provide guidance on investment strategies, retirement planning, insurance, and estate planning.
• Build and maintain strong relationships with a portfolio of clients.
• Stay updated with market trends, products and regulations.

Skills

Financial planning

Regulatory knowledge

CRM software

Education

Bachelor's degree in Finance or related field

CFP certification

Post Graduate Diploma in Financial Planning

Tools

Xplan

NaviPlan

Job description

About the Role

Our client, a leading independent financial advisory firm, is seeking an experienced Senior Financial Planner for a fully remote position. This role is ideal for a dedicated professional who thrives on providing comprehensive financial guidance to clients from the comfort of their home office. You will be responsible for developing personalized financial plans covering retirement, investment, insurance, and estate planning. The position requires a deep understanding of the Banking & Finance landscape, excellent client relationship management skills, and a strong commitment to ethical financial advice. Join a forward-thinking firm that prioritizes client success and offers a flexible, remote-first work environment. Based remotely, you will serve clients across various regions.

Key Responsibilities

• Develop and implement comprehensive, personalized financial plans for clients.
• Conduct in-depth analysis of clients' financial situations, including assets, liabilities, income, and expenses.
• Provide expert advice on investment strategies, retirement planning, insurance needs, tax implications, and estate planning.
• Build and maintain strong, long-term relationships with a portfolio of clients.
• Stay current with financial market trends, investment products, and relevant legislation.
• Conduct regular reviews of client portfolios and update financial plans as needed.
• Identify opportunities to introduce new financial products and services to clients.
• Collaborate with other professionals, such as accountants and attorneys, to ensure holistic client solutions.
• Ensure compliance with all regulatory requirements and industry standards.
• Effectively communicate complex financial concepts in a clear and understandable manner to clients.

Requirements

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Relevant professional certifications (e.g., CFP®, Post Graduate Diploma in Financial Planning) are essential.
• Minimum of 5 years of experience in financial planning and advisory services.
• Proven track record of successfully managing client relationships and developing financial plans.
• In-depth knowledge of investment management, retirement planning, insurance, and estate planning principles.
• Excellent understanding of the South African Banking & Finance environment and relevant regulations.
• Strong analytical, problem-solving, and communication skills.
• Proficiency in financial planning software (e.g., Xplan, NaviPlan) and CRM systems.
• High ethical standards and commitment to fiduciary responsibility.
• Ability to work independently, manage time effectively, and maintain client confidentiality in a remote setting.
• Demonstrated ability to build trust and rapport with diverse clientele.

Benefits

• Highly competitive remote salary with attractive commission structure.
• Significant bonus opportunities based on performance and client acquisition.
• Comprehensive medical and retirement benefits.
• Complete flexibility to work from home.
• Opportunities for continuous professional development and advanced certifications.
• Supportive team environment with access to expert resources.
• Opportunity to build a substantial client base remotely.
• State-of-the-art financial planning technology and tools.
• Positive work-life balance and autonomy.
• Meaningful impact on clients' financial well-being.