Financial Advisor (Insurance Specialist)

Placements24; Stellenbosch; Hybrid; ZAR 360.000 - 600.000; Vollzeit

Benefits dieser Stelle

Hybrid work

Medical benefits

Retirement planning

Professional development

Career growth

Zusammenfassung

Placements24, recruiting for a prestigious financial services firm in Stellenbosch, Western Cape, seeks a dedicated Financial Advisor to provide comprehensive insurance planning and financial guidance. You will assess clients, recommend life, disability, critical illness, and investment-linked policies, and build long-term relationships with a diverse client base.

The role offers hybrid work, professional development, and opportunities to grow into leadership positions within a dynamic advisory

Qualifikationen

• Bachelor's degree in Finance, Economics or Commerce required.
• CFP certification is highly desirable.
• Minimum 3 years of experience as a Financial Advisor or in a related role.

Aufgaben

• Conduct financial needs analyses to understand goals, risk tolerance and financial circumstances.
• Develop and present personalized financial plans focusing on insurance and investments.
• Recommend life, health, disability and critical illness cover, and investment-linked policies.
• Explain complex financial concepts clearly and concisely.
• Assist clients with policy applications, onboarding and ongoing servicing.
• Monitor and review plans to stay aligned with objectives.
• Stay current with market developments, regulatory changes and new products.
• Build and maintain relationships with a diverse client base.
• Ensure compliance with FAIS Act and company policies.
• Collaborate with internal specialists to provide holistic solutions.

Kenntnisse

Communication

Interpersonal skills

Analytical skills

Problem-solving

MS Office

Ausbildung

Bachelor's degree in Finance/Economics/Commerce

CFP certification desirable

Tools

Financial planning software

Jobbeschreibung

About the Role

Our client, a prestigious financial services firm with a strong focus on insurance solutions, is seeking a dedicated Financial Advisor to join their esteemed practice in Stellenbosch, Western Cape. This role is designed for an individual passionate about helping clients achieve their financial goals through comprehensive insurance planning. You will be responsible for assessing clients' financial situations, recommending suitable insurance products (life, disability, critical illness, investment-linked policies), and providing ongoing financial advice. The ideal candidate will possess excellent communication skills, a deep understanding of financial planning principles, and a commitment to ethical client service. This position offers a significant opportunity for professional growth and the chance to make a real difference in clients' lives within the vibrant Stellenbosch community.

Key Responsibilities

• Conduct thorough financial needs analyses with clients to understand their goals, risk tolerance, and financial circumstances.
• Develop and present personalized financial plans, focusing on insurance and investment strategies.
• Recommend appropriate insurance products, including life, health, disability, and critical illness cover, as well as investment-linked policies.
• Explain complex financial concepts and product features clearly and concisely.
• Assist clients with policy applications, onboarding, and ongoing servicing.
• Monitor clients' financial progress and review plans periodically to ensure they remain aligned with objectives.
• Stay current with market developments, regulatory changes, and new financial products.
• Build and maintain strong, trusting relationships with a diverse client base.
• Ensure compliance with all relevant industry regulations and company policies.
• Collaborate with internal specialists to provide holistic financial solutions.

Requirements

• A relevant tertiary qualification (e.g., Bachelor's degree in Finance, Economics, or Commerce) is required.
• Professional certifications such as CFP (Certified Financial Planner) are highly desirable.
• Minimum of 3 years of experience as a Financial Advisor or in a similar financial planning role, with a strong emphasis on insurance.
• Proven track record of building and managing a client portfolio.
• Excellent communication, presentation, and interpersonal skills.
• Strong analytical and problem-solving abilities.
• Knowledge of financial planning software and MS Office Suite.
• Adherence to ethical conduct and regulatory requirements (e.g., FAIS Act).
• Ability to work effectively in a hybrid model, balancing office-based client meetings and remote administrative tasks.
• Residing in or near Stellenbosch, Western Cape is preferred.

Benefits

• Competitive base salary with attractive commission and bonus structures.
• Hybrid work arrangement providing flexibility.
• Comprehensive medical and retirement planning benefits.
• Ongoing professional development and support for further certifications.
• A professional and collaborative work environment.
• Opportunity to work with a diverse and affluent client base.
• Potential for growth into leadership roles.
• Access to leading financial planning tools and resources.