Remote Senior Financial Planner

Placements24; Mbombela (Nelspruit); Hybrid; ZAR 800,000 - 1,200,000; Full time

Benefits offered by this job

Health, dental, and vision insurance

Retirement annuity contributions

Professional development budget

Complete work-from-home flexibility

Access to advanced planning tools

Job summary

Placements24 is recruiting a Senior Financial Planner for a fully remote role serving clients across South Africa. The successful candidate will design comprehensive financial plans, offer expert investment guidance, and manage client relationships to help clients reach their goals.

The ideal candidate holds CFP certification, a University degree in Finance, Economics, or Business, and at least 7 years of experience in financial planning and advisory services within banking and finance.

Qualifications

• CFP certification mandatory.
• 7+ years of financial planning/advisory experience in banking & finance.
• Deep knowledge of retirement, estate planning, tax implications.

Responsibilities

• Develop comprehensive financial plans for clients including retirement, investments, insurance and estate planning.
• Conduct needs analysis and risk tolerance assessments.
• Provide investment guidance, asset allocation and market insights.
• Manage and grow a client portfolio with high service levels.
• Stay updated on regulatory changes affecting financial planning.
• Collaborate with tax advisors and estate attorneys as needed.
• Deliver clear financial plan presentations to clients.
• Ensure compliance with industry regulations and ethical standards.
• Model scenarios using planning software to project outcomes.

Skills

Client relationship management

Financial planning & advisory

Investment advice

Regulatory/compliance knowledge

Remote client interaction

Analytical skills

Communication skills

Education

University degree in Finance, Economics, Business

Tools

Xplan

AdvisePlus

CRM systems

Job description

About the Role

Our client, a leading wealth management firm, is seeking a highly experienced and client-focused Senior Financial Planner to join their virtual advisory team. This is a fully remote position, providing the ultimate flexibility to serve clients across South Africa from the comfort of your home office. You will be responsible for developing comprehensive financial plans, providing expert investment advice, and managing client relationships to help them achieve their financial goals. This role requires a deep understanding of financial products, retirement planning, estate planning, and tax implications. If you are a motivated professional passionate about empowering individuals financially and thrive in a remote work setting, this is the ideal opportunity.

Key Responsibilities

• Develop personalized, comprehensive financial plans for clients, covering retirement, investment, insurance, and estate planning.
• Conduct in-depth client needs analysis and risk tolerance assessments.
• Provide expert advice on investment strategies, asset allocation, and market trends.
• Manage and grow a portfolio of client relationships, ensuring high levels of client satisfaction.
• Stay updated on financial products, market developments, and regulatory changes affecting financial planning.
• Collaborate with internal specialists (e.g., tax advisors, estate attorneys) as needed.
• Prepare and deliver clear, concise financial plan presentations to clients.
• Ensure compliance with all industry regulations and ethical standards.
• Utilize financial planning software to model scenarios and project outcomes.

Requirements

• University degree in Finance, Economics, Business, or a related field.
• Professional certifications such as CFP® (Certified Financial Planner™) are mandatory.
• Minimum of 7 years of experience in financial planning and advisory services within the banking & finance sector.
• Proven track record of successfully managing client relationships and building a book of business.
• In-depth knowledge of investment products, insurance, retirement planning, and estate planning principles.
• Strong analytical, problem-solving, and decision-making skills.
• Exceptional communication, interpersonal, and presentation skills, vital for remote client interaction.
• Proficiency with financial planning software (e.g., Xplan, AdvisePlus) and CRM systems.
• Self-motivated, disciplined, and highly organized, with excellent time management skills for remote work.
• Understanding of the South African financial landscape and regulatory environment.

Benefits

• Highly competitive remuneration package, including a strong base salary and uncapped commission/bonus potential.
• Comprehensive health, dental, and vision insurance coverage.
• Substantial contribution to a retirement annuity.
• Significant budget for professional development, licensing renewals, and continuing education.
• Complete work-from-home flexibility, enabling a true remote career.
• Opportunity to work with affluent clients and manage significant assets.
• Access to cutting-edge financial planning tools and resources.
• Supportive virtual team environment and administrative assistance.