Senior Credit Risk Analyst: Portfolio Insights & Growth

Placements24; Klerksdorp; Hybrid; ZAR 600,000 - 900,000; Full time

Benefits offered by this job

Competitive salary

Health and retirement benefits

Professional development and training

Clear career progression pathways

Dynamic and supportive work enviroment

Exposure to diverse credit portfolios

Job summary

Placements24 is seeking a Senior Credit Risk Analyst to join a well-established financial services provider in Klerksdorp, North West. The role focuses on evaluating credit applications, developing risk models, and monitoring loan portfolio performance.

The ideal candidate has 4+ years of credit risk analysis experience, strong data skills (Excel, SQL, R), and deep knowledge of credit risk principles and regulations.

Qualifications

• Bachelor's degree in Finance, Economics, Statistics, or a related quantitative field.
• Minimum of 4 years of experience in credit risk analysis or a related financial role.
• Strong understanding of credit risk principles, financial statement analysis, and relevant regulations.
• Proficiency in data analysis tools and techniques (e.g., Excel, SQL, R).
• Excellent analytical, problem-solving, and decision-making skills.

Responsibilities

• Analyze and assess the creditworthiness of individual and corporate clients.
• Develop, implement, and maintain credit scoring models and risk assessment tools.
• Monitor and report on the performance of the loan portfolio, identifying trends and potential areas of concern.
• Review and recommend adjustments to credit policies and procedures.
• Conduct stress testing and scenario analysis on credit portfolios.
• Collaborate with the sales and operations teams to provide expert credit risk advice.
• Prepare detailed reports and presentations for senior management on credit risk exposure.

Skills

Credit risk analysis

Data analysis

Excel

SQL

R

Education

Bachelor's degree in Finance/Economics/Statistics

Tools

Excel

SQL

R

Job description

Placements24 is seeking a Senior Credit Risk Analyst to join a well-established financial services provider in Klerksdorp, North West. The role focuses on evaluating credit applications, developing risk models, and monitoring loan portfolio performance.

The ideal candidate has 4+ years of credit risk analysis experience, strong data skills (Excel, SQL, R), and deep knowledge of credit risk principles and regulations.