Credit Risk Analyst — Portfolio & Scoring Specialist

Placements24

Gqeberha

On-site

ZAR 360,000 - 540,000

Full time

3 days ago

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Benefits offered by this job

Health insurance

Retirement plan

Professional development

Growth opportunities

Analytical tools access

Job summary

Placements24 in Port Elizabeth is seeking a proactive Credit Risk Analyst to assess borrower risk, analyze financial statements and credit reports, and support prudent lending decisions. You will develop risk models, monitor portfolio performance, and communicate findings to stakeholders.

A quantitative degree and 2–4 years' experience are required, with strong analytical and communication skills. This role offers a collaborative environment and exposure to cutting-edge risk tools, with

Qualifications

Bachelor's degree in Finance, Economics, Statistics, or a related quantitative field.
2-4 years of experience in credit analysis, risk management, or a similar financial role.
Proficiency in financial statement analysis and understanding of credit principles.
Experience with credit risk modeling software and analytical tools is an advantage.

Responsibilities

Analyze financial statements, credit reports, and other relevant data to assess borrower risk.
Develop and apply credit scoring models and risk rating methodologies.
Make recommendations on credit applications, including loan approvals, terms, and limits.
Monitor the performance of the loan portfolio, identifying potential areas of concern.
Conduct regular reviews of existing credit facilities and covenants.
Prepare reports on credit risk exposure and portfolio quality for management.