Senior Credit Analyst - Risk & Portfolio Leader (Kimberley)

Placements24; Noord-Kaap; Sur place; ZAR 600 000 - 900 000; Plein temps

Avantages offerts par ce poste

Medical aid

Provident fund

Résumé du poste

Placements24 is recruiting a Senior Credit Analyst for our Kimberley, Northern Cape client. The role focuses on evaluating borrower creditworthiness, assessing risk, and making recommendations on loan applications. On-site collaboration with loan officers and management is required.

The position requires a Bachelor’s degree and 4–6 years in credit analysis, with strong analytical and communication skills. Competitive compensation and benefits apply, based in Kimberley.

Qualifications

• Bachelor's degree in Finance, Economics, Accounting, or a related business field.
• Minimum of 4–6 years of experience in credit analysis, preferably within a banking or financial institution.
• Strong understanding of financial statement analysis, ratio analysis, and cash flow forecasting.
• Knowledge of various loan products and credit structures.
• Familiarity with credit risk assessment models and methodologies.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong written and verbal communication skills.

Responsabilités

• Analyze financial statements, credit reports, and other relevant data to assess the credit risk of loan applicants.
• Prepare comprehensive credit reports and present findings and recommendations to the credit committee.
• Ensure compliance with the bank's credit policies, procedures, and regulatory requirements.
• Monitor the performance of existing loan portfolios and identify potential risks.
• Develop financial models to forecast borrower repayment capacity.
• Conduct site visits and client interviews as necessary.
• Stay informed about industry trends and economic conditions affecting credit risk.
• Mentor junior credit analysts and assist in their development.
• Contribute to the continuous improvement of credit assessment processes.

Connaissances

Credit analysis

Financial statement analysis

Cash flow forecasting

Credit risk assessment

Regulatory compliance

Written and verbal communication

Team mentoring

Formation

Bachelor's degree in Finance/Economics/Accounting

Description du poste

Placements24 is recruiting a Senior Credit Analyst for our Kimberley, Northern Cape client. The role focuses on evaluating borrower creditworthiness, assessing risk, and making recommendations on loan applications. On-site collaboration with loan officers and management is required.

The position requires a Bachelor’s degree and 4–6 years in credit analysis, with strong analytical and communication skills. Competitive compensation and benefits apply, based in Kimberley.