Senior Credit Risk Manager - Corporate Lending

Placements24; Upington; On-site; ZAR 900,000 - 1,800,000; Full time

Benefits offered by this job

Competitive salary

Medical benefits

Retirement benefits

Professional development

Location: Upington

Job summary

Placements24 is seeking an experienced Credit Risk Manager for an on-site role in Upington, Northern Cape, ZA. You will oversee credit risk across the lending portfolio, develop robust policies, and ensure regulatory compliance within the banking sector.

The ideal candidate has 7+ years in credit risk management, strong analytical skills, and experience with credit scoring models. This role offers a stable environment and opportunities for professional growth.

Qualifications

• Bachelor's degree in Finance, Economics, Accounting, or related field.
• Minimum 7 years of experience in credit risk management or corporate lending.
• Strong financial statement analysis and credit analysis techniques.
• Knowledge of Basel regulatory frameworks and risk reporting.
• Excellent analytical, communication, and presentation skills.

Responsibilities

• Develop and maintain credit risk policies and procedures.
• Analyze loan portfolios to assess credit risk exposure.
• Conduct credit assessments for large corporate clients.
• Monitor credit limits, covenants, and collateral.
• Develop credit scoring models and risk rating systems.
• Prepare credit risk reports for management and regulators.
• Manage impaired loans and distressed debt workouts.
• Liaise with internal and external auditors and regulators.

Skills

Credit risk management

Credit analysis

Regulatory compliance

Financial statement analysis

Risk assessment

Communication skills

Education

Bachelor's degree in Finance/Economics/Accounting

Tools

Credit risk modeling tools

Job description

Placements24 is seeking an experienced Credit Risk Manager for an on-site role in Upington, Northern Cape, ZA. You will oversee credit risk across the lending portfolio, develop robust policies, and ensure regulatory compliance within the banking sector.

The ideal candidate has 7+ years in credit risk management, strong analytical skills, and experience with credit scoring models. This role offers a stable environment and opportunities for professional growth.