Remote Insurance Underwriter - Risk & Policy Expert

Placements24; Cape Town; Hybrid; ZAR 650,000 - 850,000; Full time

Benefits offered by this job

Medical aid

Life cover

Provident fund

Online training

Virtual workshops

Career advancement

Job summary

Placements24 is seeking a dedicated Remote Insurance Underwriting Specialist to join its fully remote team in South Africa. You will evaluate risks, determine policy terms, and decide coverage for diverse clients across lines of business.

The role emphasizes independent work from a home office with reliable internet. Requirements include a bachelor's degree and a minimum of four years underwriting experience, plus strong analytical and remote communication skills.

Qualifications

• Bachelor's degree in Business Administration, Finance, Economics, or a related field.
• Minimum of 4 years of proven experience in insurance underwriting across multiple lines of business.
• Strong analytical and decision-making skills; ability to work remotely with minimal supervision.

Responsibilities

• Review and analyze insurance applications, identifying risks and eligibility for coverage.
• Assess financial stability and creditworthiness of applicants.
• Determine policy terms, premiums, and deductibles based on risk assessment.
• Communicate with brokers, agents, and clients to gather information and clarify policy details.
• Ensure underwriting decisions comply with guidelines, regulations, and ethical standards.
• Maintain accurate records of underwriting activities in the system.
• Collaborate with claims and sales teams to ensure smooth policy processing.
• Develop underwriting guidelines and procedures to improve efficiency and risk management.
• Participate in training and professional development to stay current with industry trends.

Skills

Analytical thinking

Decision making

Remote communication

Attention to detail

Education

Bachelor's degree in Business Administration, Finance, Economics, or related field

Tools

Underwriting software

CRM systems

Job description

Placements24 is seeking a dedicated Remote Insurance Underwriting Specialist to join its fully remote team in South Africa. You will evaluate risks, determine policy terms, and decide coverage for diverse clients across lines of business.

The role emphasizes independent work from a home office with reliable internet. Requirements include a bachelor's degree and a minimum of four years underwriting experience, plus strong analytical and remote communication skills.