Senior Remote Life & Health Insurance Underwriter

Placements24; George; Hybrid; ZAR 600,000 - 900,000; Full time

Benefits offered by this job

Remote work

Salary increases

Medical aid

Pension fund

Annual leave

Professional development

Employee assistance

Team culture

Job summary

Placements24 is seeking a dedicated Remote Insurance Underwriter for a leading South Africa insurance client. The role emphasizes independent work, advanced risk assessment for life and health products, and profitability within underwriting guidelines.

You will analyze applications, determine policy eligibility, calculate premiums, review medical reports, and communicate decisions to agents and clients. A remote-first setup with strong analytical skills and 4+ years of underwriting experience is

Qualifications

• 4+ years in life and health underwriting.
• Strong understanding of underwriting and actuarial concepts.
• Ability to analyze complex data and make informed decisions.
• Excellent written and verbal communication.
• Proficiency in underwriting software and digital tools.
• Relevant tertiary qualification (e.g., BCom, BSc) or professional designation (ANZIIF, LIIA).
• Strong attention to detail and organization.

Responsibilities

• Analyze life and health applications to assess risk and eligibility.
• Apply underwriting guidelines consistently to ensure sound decisions.
• Calculate premiums and terms based on risk factors.
• Review medical reports and financial statements as needed.
• Communicate underwriting decisions to agents and clients clearly.
• Collaborate with sales and management to ensure efficient processing.
• Identify adverse selection and fraudulent applications.
• Keep up to date with market changes, regulations and medical advances.
• Contribute to underwriting policy development and refinement.
• Maintain accurate records of underwriting decisions and activities.

Skills

Underwriting principles

Risk assessment

Data analysis

Communication skills

Independent work

Education

BCom

BSc

ANZIIF/LIIA

Tools

Underwriting software

CRM software

Job description

Placements24 is seeking a dedicated Remote Insurance Underwriter for a leading South Africa insurance client. The role emphasizes independent work, advanced risk assessment for life and health products, and profitability within underwriting guidelines.

You will analyze applications, determine policy eligibility, calculate premiums, review medical reports, and communicate decisions to agents and clients. A remote-first setup with strong analytical skills and 4+ years of underwriting experience is