Remote Credit Risk Analyst — Risk Insight & Impact

Placements24

Vereeniging

Hybrid

ZAR 360,000 - 540,000

Full time

4 days ago

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Benefits offered by this job

Remote work

Health insurance

Dental insurance

Vision insurance

Paid time off

Professional development

Analytics training

Job summary

Placements24 is seeking a meticulous Credit Analyst to join its finance team in a fully remote capacity. You will evaluate client creditworthiness, analyze financial data, and prepare reports to support lending decisions.

The role emphasizes risk management and robust credit practices in a flexible remote environment. The ideal candidate has 2–4 years in credit or financial analysis, strong Excel skills, and experience with credit scoring or loan systems.

Qualifications

Bachelor's degree in Finance, Accounting, Economics, or a related field.
2–4 years of experience in credit analysis, financial analysis, or related banking role.
Strong understanding of financial statement analysis, ratio analysis, and risk assessment techniques.
Proficiency in Excel and experience with credit scoring or loan origination software.

Responsibilities

Analyze financial statements, credit histories, and data to assess loan risk.
Prepare detailed credit reports and recommendations for loan approvals/denials.
Monitor financial performance of borrowers and identify changes in risk.
Ensure compliance with internal credit policies and regulatory requirements.
Collaborate remotely with loan officers and relationship managers for credit expertise.