Remote Commercial Underwriter - Growth & Strategy

Placements24; Cape Town; Hybrid; ZAR 900,000 - 1,200,000; Full time

Benefits offered by this job

Medical and dental benefits

Retirement savings plan

Performance-based incentives

Flexible remote work

Job summary

Placements24 is seeking a seasoned Remote Commercial Underwriter to assess and price commercial insurance risks from a home office. This remote-first role supports profitable growth across South Africa and collaborates with brokers nationwide to underwrite new submissions and manage existing portfolios.

The ideal candidate has 7+ years in commercial underwriting, a deep understanding of property, liability, and specialty lines, and strong analytic, negotiation, and communication skills.

Qualifications

• Min. 7 years in commercial underwriting with proven success.
• Strong knowledge of commercial insurance products and risks.
• Remote-ready with excellent communication and remote collaboration.
• Proficient with underwriting systems and financial analysis tools.

Responsibilities

• Underwrite commercial insurance applications across property, liability, and specialty lines.
• Assess risks, set coverage, and establish pricing.
• Maintain broker/agent relationships and provide service.
• Monitor portfolio performance and adjust underwriting guidelines.
• Collaborate with claims, actuarial, and marketing teams.
• Ensure compliance with policies and regulatory requirements.
• Work effectively in a remote, self-disciplined environment.

Skills

Analytical thinking

Negotiation

Communication

Remote work discipline

Financial analysis

Education

ACII/CIP designation (advantage)

Tools

Underwriting systems

Financial analysis tools

Job description

Placements24 is seeking a seasoned Remote Commercial Underwriter to assess and price commercial insurance risks from a home office. This remote-first role supports profitable growth across South Africa and collaborates with brokers nationwide to underwrite new submissions and manage existing portfolios.

The ideal candidate has 7+ years in commercial underwriting, a deep understanding of property, liability, and specialty lines, and strong analytic, negotiation, and communication skills.