Remote Commercial Underwriter — Flexible & High-Impact

Placements24; Mossel Bay; Hybrid; ZAR 600,000 - 900,000; Full time

Benefits offered by this job

Competitive salary

Health insurance

Retirement plan

Professional development

Remote work flexibility

Travel to conferences

Job summary

Placements24 is seeking an experienced Commercial Underwriter for a remote role based with occasional travel to Mossel Bay, Western Cape. You will evaluate and underwrite commercial insurance risks across property, casualty, and liability lines, shaping policy terms and pricing for diverse clients.

The ideal candidate has 5+ years in commercial underwriting, strong analytical skills, and solid knowledge of SA market dynamics. A CIP or similar certification is desirable.

Qualifications

• A Bachelor's degree in Business Administration, Finance, Risk Management, or a related field is required.
• Minimum 5 years of proven experience in commercial insurance underwriting.
• Solid understanding of commercial insurance products, market dynamics, and underwriting principles.
• Excellent analytical, risk assessment, and decision-making skills.
• Strong negotiation and communication abilities with stakeholders.
• Proficiency in underwriting software and Microsoft Office Suite.
• Ability to work independently with strong organizational skills; familiarity with SA market is essential.

Responsibilities

• Assess and underwrite commercial insurance applications, including property, casualty, and liability lines of business.
• Analyze financial statements, business operations, and risk exposures to determine policy terms, conditions, and pricing.
• Develop and maintain relationships with brokers and agents, delivering service and support.
• Ensure compliance with underwriting guidelines, regulatory requirements, and company policies.
• Identify opportunities for new business and retention of existing accounts.
• Collaborate with claims, legal, and risk control to ensure comprehensive risk management.
• Monitor portfolio performance and provide insights for strategic adjustments.
• Contribute to development and implementation of new underwriting products and strategies.

Skills

Analytical

Risk assessment

Decision making

Negotiation

Communication

Underwriting software

MS Office

Independent worker

SA market knowledge

Education

Bachelor's degree in Business Administration, Finance, Risk Management, or related field

Tools

Underwriting software

Microsoft Office

Job description

Placements24 is seeking an experienced Commercial Underwriter for a remote role based with occasional travel to Mossel Bay, Western Cape. You will evaluate and underwrite commercial insurance risks across property, casualty, and liability lines, shaping policy terms and pricing for diverse clients.

The ideal candidate has 5+ years in commercial underwriting, strong analytical skills, and solid knowledge of SA market dynamics. A CIP or similar certification is desirable.