Lending SME

Indsafri; South Africa; On-site; ZAR 900,000 - 1,300,000; Full time

Job summary

INDSAFRI in South Africa seeks an experienced Lending Subject Matter Expert with a strong technical background in workflow orchestration, front-end development, and API-led integration. The role focuses on designing, implementing, and optimizing automated lending, collections, and payment processes on the Azure platform.

You will leverage Camunda, React, and API integrations to modernize operations, reduce manual effort, and ensure robust security and monitoring.

Qualifications

• Proven experience delivering large-scale repayment, collections, lending servicing, or debt management platforms in financial services.
• Experience implementing Camunda workflow technologies.
• Strong React front-end development expertise.
• Deep understanding of API-led integration strategies.
• Experience with event-driven architectures.
• Proficiency with Rules Engines.
• Experience with DebiCheck integration and debit order management.
• Knowledge of enterprise security controls.
• Experience with monitoring and reporting frameworks.
• Knowledge of Collections Operations, Lending Servicing, Debit Orders, DebiCheck, Mandate Management, Payment Collections, and Arrears Management.
• Familiarity with Customer Communication Processes.
• Knowledge of Financial Services Regulatory Requirements and Banking Operational Risk Controls.
• Proven ability to modernize operational processes via automation.

Responsibilities

• Act as SME for lending, collections, and servicing processes, incl. debit orders and DebiCheck.
• Design, develop, and implement workflow solutions with Camunda.
• Develop and maintain responsive front-end interfaces using React.
• Architect and implement API-led integrations across systems.
• Design event-driven architectures for real-time data processing.
• Integrate and configure Rules Engines for automated decisions.
• Ensure real-time processing of transactions and data.
• Implement and manage DebiCheck integrations and debit orders.
• Leverage Azure Platform Services for deployment and scaling.
• Maintain robust enterprise security controls.
• Develop monitoring and reporting frameworks.
• Collaborate with stakeholders to translate requirements into solutions.
• Drive modernization of operations through automation.
• Reduce manual effort in lending and collections.
• Ensure compliance with regulatory requirements and risk controls.

Skills

Camunda

React

API-led integration

Event-driven architecture

Rules engines

DebiCheck

Azure

Security controls

Monitoring

Reporting frameworks

Lending servicing

Collections ops

Payment processing

Microservices

Real-time processing

Tools

Camunda

React

Azure

Job description

We are seeking a highly experienced Lending Subject Matter Expert (SME) with a strong technical background in workflow orchestration, front-end development, and API-led integration within the financial services sector. The ideal candidate will leverage their deep understanding of lending, collections, and payment processes to design, implement, and optimize automated solutions on the Azure platform. This role requires a proactive approach to modernizing operational processes, reducing manual effort, and ensuring robust enterprise security and monitoring frameworks.

Key Responsibilities

• Act as a subject matter expert for lending, collections, and servicing processes, particularly in relation to debit orders and DebiCheck integration.
• Design, develop, and implement workflow solutions using Camunda Workflow Orchestration.
• Develop and maintain responsive front-end interfaces using React.
• Architect and implement API-led integrations to connect various systems and services.
• Design and implement event-driven architectures for real-time data processing and system responsiveness.
• Integrate and configure Rules Engines for automated decision-making.
• Ensure efficient real-time processing of transactions and data.
• Implement and manage DebiCheck integrations and debit order management functionalities.
• Leverage Azure Platform Services for application deployment, management, and scaling.
• Implement and maintain robust enterprise security controls.
• Develop and manage monitoring and reporting frameworks to ensure system performance and identify potential issues.
• Collaborate with business stakeholders to understand requirements and translate them into technical solutions.
• Drive the modernization of operational processes through automation and re-engineering.
• Reduce manual effort and improve efficiency within lending and collections operations.
• Ensure compliance with financial services regulatory requirements and banking operational risk controls.

Required Skills and Qualifications

• Demonstrable experience delivering large-scale repayment, collections, lending servicing, or debt management platforms within financial services.
• Proven experience implementing workflow technologies (e.g., Camunda).
• Strong expertise in React front-end development.
• In-depth understanding of API-led integration strategies.
• Experience with event-driven architecture principles.
• Proficiency in working with Rules Engines.
• Experience in real-time processing technologies.
• Hands-on experience with DebiCheck integration and debit order management.
• Solid understanding of enterprise security controls.
• Experience with monitoring and reporting frameworks.
• In-depth knowledge of Collections Operations, Lending Servicing Processes, Debit Orders, DebiCheck, Mandate Management, Payment Collections, and Arrears Management.
• Familiarity with Customer Communication Processes.
• Strong understanding of Financial Services Regulatory Requirements and Banking Operational Risk Controls.
• Proven ability to modernize operational processes and reduce manual effort through automation.

Preferred Qualifications

• Experience with other workflow or BPM tools.
• Familiarity with different front-end frameworks.
• Experience with microservices architecture.
• Knowledge of other payment gateway integrations.
• Relevant industry certifications.

Skills

React Automation Reporting Risk management API Integration Monitoring Workflow Orchestration Regulatory Compliance financial services lending payment processing debicheck Microservices Architecture Event-driven architectures collections Camunda Front-end development Real-time Processing BPM Tools Enterprise Security Rules engines Azure platform services Debit Order Management Customer Communication Processes Payment Gateway Integrations