Business Architect

Indsafri; South Africa; On-site; ZAR 900,000 - 1,500,000; Full time

Job summary

Indsafri is seeking a highly skilled Business Architect to design and implement modern repayment, collections, lending servicing, and debt management platforms. You will shape end-to-end solutions and drive automation with cutting-edge technologies.

You will leverage Camunda for workflow orchestration, React for front-end interfaces, and API-led integration with event-driven architectures, all while aligning with security and regulatory requirements.

Qualifications

• Extensive experience delivering large-scale financial services platforms.
• Proven ability to design and implement complex workflows and decisioning engines.
• Strong background in modern front-end interfaces and API-led integration.

Responsibilities

• Design end-to-end solutions for collections, lending servicing, and debt management platforms.
• Lead Camunda-driven workflow orchestration implementations.
• Develop user-friendly front-end interfaces using React.
• Define and enforce API-led integration strategies.
• Architect event-driven solutions for real-time processing.
• Integrate and configure rules engines for intelligent decisions.
• Oversee DebiCheck and debit order management integrations.
• Utilise Azure Platform Services for deployment and scalability.
• Ensure enterprise security controls, monitoring and reporting frameworks.
• Collaborate with stakeholders to align with regulatory requirements and risk controls.

Skills

Workflow orchestration

Camunda

React front-end development

API-led integration

Event-driven architecture

Rules engines

Azure platform services

Enterprise security controls

Monitoring and reporting

Real-time processing

Debt management

Tools

Camunda

Azure

DebiCheck

Integration tooling

Job description

We are seeking a highly skilled and experienced Business Architect to join our team. The ideal candidate will play a crucial role in designing and implementing innovative solutions for our repayment, collections, lending servicing, and debt management platforms. This role requires a deep understanding of financial services operations, combined with strong technical expertise in workflow orchestration, modern front-end development, API-led integration, and event-driven architectures. You will be instrumental in modernising operational processes and driving automation to reduce manual effort and enhance efficiency.

Key Responsibilities

• Design and architect end-to-end solutions for collections, lending servicing, and debt management platforms, with a focus on repayment optimization.
• Leverage expertise in Camunda Workflow Orchestration to design, implement, and manage complex business workflows.
• Design and oversee the implementation of user-friendly and responsive front-end interfaces using React.
• Develop and enforce API-led integration strategies to ensure seamless data flow between systems.
• Architect and implement event-driven solutions for real-time processing and responsive system behaviour.
• Integrate and configure Rules Engines for intelligent decision-making within business processes.
• Oversee the integration of DebiCheck and other relevant payment collection mechanisms.
• Design solutions for effective Debit Order Management and Mandate Management.
• Utilise Azure Platform Services for scalable and robust application deployment.
• Ensure adherence to Enterprise Security Controls and implement robust Monitoring and Reporting Frameworks.
• Collaborate with business stakeholders to understand Collections Operations, Lending Servicing Processes, and Arrears Management needs.
• Ensure solutions comply with Financial Services Regulatory Requirements and Banking Operational Risk Controls.
• Drive the modernisation of operational processes through automation and the reduction of manual effort.
• Facilitate clear communication with customers regarding payment processes.

Required Skills and Qualifications

• Demonstrable experience delivering large-scale repayment, collections, lending servicing, or debt management platforms within the financial services sector.
• Proven experience in implementing workflow technologies (e.g., Camunda).
• Strong experience with decisioning engines and real-time processing.
• Extensive experience with enterprise integrations.
• Expertise in React front-end development.
• Proficiency in API-led integration principles.
• Solid understanding of event-driven architecture patterns.
• Experience with Rules Engines implementation.
• Familiarity with DebiCheck integration and Debit Order Management.
• Knowledge of Collections Operations, Lending Servicing Processes, Payment Collections, Arrears Management, and Customer Communication Processes.
• Understanding of Financial Services Regulatory Requirements and Banking Operational Risk Controls.
• Experience with Azure Platform Services.
• Knowledge of Enterprise Security Controls and Monitoring and Reporting Frameworks.
• Proven ability to modernise operational processes and reduce manual effort through automation.

Preferred Qualifications

• Experience with Mandate Management systems.
• Understanding of Payment Collections strategies.

Skills

Workflow Orchestration Event-driven architectures Camunda API-led integration Enterprise Security Controls Financial Services Operations Real-time Processing Rules engines Monitoring and reporting frameworks DebiCheck integration Azure platform services Collections operations Debt management platforms Debit Order Management Mandate Management Arrears Management Banking Operational Risk Controls Repayment platforms Collections platforms Lending Servicing platforms Front-end Development (React) Lending Servicing Processes Operational Process Automation Customer Communication Processes Financial Services Regulatory Requirements Payment Collections Strategies