Hybrid Credit Analyst, Corporate Banking (Vereeniging)

Placements24; Vereeniging; Híbrido; ZAR 420.000 - 700.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive starting salary

Medical aid and provident fund

Career progression within banking

Hybrid work arrangement

Training and development programs

Supportive team environment

Descripción de la vacante

Placements24 is seeking a diligent Credit Analyst for a leading bank in Vereeniging, Gauteng. You will analyze corporate financials, assess credit risk, and prepare loan recommendations to support prudent lending decisions in a hybrid work setting.

You will collaborate with relationship managers, structure credit facilities, and monitor portfolios while ensuring regulatory compliance and strong financial modeling skills.

Formación

• Bachelor's degree in Finance, Accounting, Economics, or related field required.
• 2–4 years of experience in credit analysis, corporate banking, or financial analysis.
• Strong knowledge of financial statement analysis, ratio analysis, and cash flow forecasting.
• Excellent written and verbal communication skills.
• Familiarity with Vereeniging, Gauteng business environment is a plus.

Responsabilidades

• Assess credit risk of corporate clients by analyzing financial statements and credit reports.
• Prepare credit applications and recommendations for loan approvals or rejections.
• Monitor loan portfolios and identify distress signals with remedial actions.
• Conduct site visits and interviews to assess business operations and financial health.
• Ensure compliance with credit policies, procedures, and regulatory requirements.
• Develop financial models to assess repayment capacity and collateral value.
• Collaborate with relationship managers to structure credit solutions.
• Stay informed about economic conditions affecting corporate borrowers.

Conocimientos

Analytical skills

Problem solving

Decision making

Written communication

Verbal communication

Educación

Bachelor's degree in Finance, Accounting, Economics, or related field

Herramientas

Microsoft Excel

Descripción del empleo

Placements24 is seeking a diligent Credit Analyst for a leading bank in Vereeniging, Gauteng. You will analyze corporate financials, assess credit risk, and prepare loan recommendations to support prudent lending decisions in a hybrid work setting.

You will collaborate with relationship managers, structure credit facilities, and monitor portfolios while ensuring regulatory compliance and strong financial modeling skills.