Hybrid Credit Risk Analyst - Insightful Impact

Placements24; Randburg; Hybrid; ZAR 500,000 - 800,000; Full time

Benefits offered by this job

Competitive salary

Bonuses

Health benefits

Retirement benefits

Hybrid work model

Job summary

Placements24 is seeking a meticulous and analytical Credit Risk Analyst to join our Randburg team in a hybrid role focused on assessing creditworthiness and managing risk. The position emphasizes developing and implementing risk strategies to protect the company’s financial health.

You will prepare detailed credit reports, monitor portfolio risk, and collaborate with sales and operations to manage credit limits while staying compliant with regulatory changes.

Qualifications

• Bachelor's degree in Finance, Economics, Mathematics, or related quantitative field.
• Minimum 3 years' experience in credit analysis or risk management in banking/financial services.
• Ability to interpret complex financial data with strong analytical skills.
• Proficiency in credit scoring, lending, and risk assessment techniques.

Responsibilities

• Analyze financial statements, credit reports, and market data to assess borrower risk.
• Develop, implement, and monitor credit policies and procedures to minimize risk.
• Prepare detailed credit reports and loan recommendations.
• Monitor portfolio risk and identify trends to reduce exposure.
• Collaborate with sales and operations to manage credit limits.
• Stay updated on industry trends and regulatory changes affecting risk management.

Skills

Analytical skills

Financial modeling

Credit scoring models

Communication skills

Financial statement analysis

Education

Bachelor's degree in Finance, Economics, Mathematics, or related quantitative field

Job description

Placements24 is seeking a meticulous and analytical Credit Risk Analyst to join our Randburg team in a hybrid role focused on assessing creditworthiness and managing risk. The position emphasizes developing and implementing risk strategies to protect the company’s financial health.

You will prepare detailed credit reports, monitor portfolio risk, and collaborate with sales and operations to manage credit limits while staying compliant with regulatory changes.