Head of Credit Risk & Portfolio Strategy

Placements24; Kempton Park; On-site; ZAR 1,200,000 - 1,800,000; Full time

Benefits offered by this job

Health insurance

Retirement planning

Executive bonuses

Leadership development

Career advancement opportunities

Job summary

Placements24 is seeking an experienced Credit Risk Manager in the Gauteng region to oversee and enhance the credit risk framework. You will develop robust policies, analyze portfolio risk, and ensure regulatory compliance within the banking sector, leading a team of risk professionals.

The role offers strategic direction and critical leadership in risk management, contributing to financial stability in a demanding office-based environment in Tembisa.

Qualifications

• Master's degree in Finance, Economics, Mathematics or related quantitative field.
• 7+ years of progressive experience in credit risk management, preferably in banking.
• Expertise in credit risk modeling, portfolio analysis, and regulatory compliance (Basel).
• Proven leadership experience with ability to manage and motivate a team.

Responsibilities

• Develop, implement and maintain effective credit risk policies and procedures across the organization.
• Analyze credit applications, portfolio performance, and economic trends to assess and manage risk exposure.
• Lead and mentor the credit risk team, fostering high performance and development.
• Ensure compliance with regulatory requirements and internal controls related to credit risk.
• Design and implement credit scoring models and risk assessment methodologies.
• Prepare detailed risk reports and present findings to senior management and the board.

Skills

Credit risk management

Credit risk modeling

Portfolio analysis

Regulatory compliance Basel

Leadership

Education

Master's degree in Finance/ Economics/ Mathematics

Job description

Placements24 is seeking an experienced Credit Risk Manager in the Gauteng region to oversee and enhance the credit risk framework. You will develop robust policies, analyze portfolio risk, and ensure regulatory compliance within the banking sector, leading a team of risk professionals.

The role offers strategic direction and critical leadership in risk management, contributing to financial stability in a demanding office-based environment in Tembisa.