Head of Credit Risk & Portfolio Strategy

Placements24; Durban; Vor Ort; ZAR 1.200.000 - 1.800.000; Vollzeit

Benefits dieser Stelle

Performance-based bonus

Medical aid

Retirement fund

Life insurance

Zusammenfassung

Placements24 is seeking an accomplished Lead Credit Risk Manager in Durban to guide the credit risk division within a major financial institution. This on-site role demands strategic leadership and deep expertise in credit portfolios, risk policies, and regulatory compliance.

You will develop robust risk frameworks, mentor analysts, approve risk decisions, and report exposures to senior management, aligning risk and business objectives in a dynamic banking environment.

Qualifikationen

• Master's degree in finance, economics, or related field.
• 8+ years in credit risk with leadership experience.
• Knowledge of Basel Accords and regulatory requirements.
• Experience developing credit policies and procedures.
• Strong leadership and communication skills.

Aufgaben

• Develop and maintain credit risk frameworks and policies.
• Lead and mentor the credit risk team.
• Oversee credit applications and risk appetite adherence.
• Monitor credit quality and implement mitigations.
• Develop scoring models and early warning systems.
• Report on risk exposure to management and regulators.
• Collaborate with business units for risk/reward balance.
• Stay updated on market trends and regulations.

Kenntnisse

Credit risk management

Leadership

Policy development

Portfolio management

Financial analysis

Ausbildung

Master's degree in Finance, Economics, or Business Administration

Tools

Credit risk software

Excel

Jobbeschreibung

Placements24 is seeking an accomplished Lead Credit Risk Manager in Durban to guide the credit risk division within a major financial institution. This on-site role demands strategic leadership and deep expertise in credit portfolios, risk policies, and regulatory compliance.

You will develop robust risk frameworks, mentor analysts, approve risk decisions, and report exposures to senior management, aligning risk and business objectives in a dynamic banking environment.