Commercial Insurance Broker - High Net Worth Accounts

Placements24; Randfontein; Vor Ort; ZAR 600.000 - 900.000; Vollzeit

Benefits dieser Stelle

Competitive base salary

Uncapped commission

Health insurance

Retirement annuity

Professional development

Company car allowance or travel

Annual performance bonuses

Office in Rustenburg

Zusammenfassung

Placements24 in North West (Rustenburg) is seeking a highly motivated Commercial Insurance Broker to manage a portfolio of high net worth commercial accounts. You will advise on risk management, secure coverage, and guide clients through renewals, claims, and market updates.

The role requires at least 5 years in commercial lines, strong sales, negotiation and presentation skills, and a recognized insurance qualification (NQF4+).

Qualifikationen

• Minimum of 5 years of experience as an insurance broker, with a proven track record in commercial lines.
• Strong understanding of commercial insurance products, including property, casualty, liability, and specialty lines.
• Excellent sales, negotiation, and presentation skills.

Aufgaben

• Develop and maintain strong, long-term relationships with high net worth commercial clients.
• Identify client insurance needs and provide expert advice on risk management and mitigation strategies.
• Source, negotiate, and secure competitive insurance policies from various reputable underwriters.
• Present insurance proposals and recommendations to clients, clearly articulating coverage benefits and limitations.
• Manage the entire client lifecycle, from initial prospect engagement to policy renewal and claims support.
• Proactively identify opportunities for cross-selling and up-selling of insurance products.
• Stay informed about market trends, new insurance products, and regulatory changes affecting commercial clients.
• Collaborate with internal support teams to ensure efficient policy administration and claims handling.
• Meet and exceed sales targets and retention goals for your client portfolio.
• Network within the business community to generate new leads and build the firm's reputation.

Kenntnisse

Sales

Negotiation

Presentation

Interpersonal skills

Ausbildung

NQF Level 4 or higher

Tools

CRM software

Jobbeschreibung

About the Role

Our client, a prestigious insurance brokerage firm, is seeking a highly motivated and client-focused Commercial Insurance Broker to manage and grow a portfolio of high net worth commercial accounts. This role is based in our office in Rustenburg, North West , and requires a professional who excels at building strong relationships and understanding the intricate insurance needs of successful businesses. You will be responsible for advising clients on risk management strategies, securing appropriate insurance coverage, and ensuring their assets and operations are adequately protected. This is an excellent opportunity to work with a diverse range of sophisticated clients and offer tailored insurance solutions. The ideal candidate will possess exceptional sales acumen, a deep understanding of commercial insurance products, and a commitment to providing outstanding service. You will be the primary point of contact for your clients, guiding them through policy renewals, claims processes, and market updates. Your ability to network and generate new business will be crucial for success in this client-facing role.

Key Responsibilities

• Develop and maintain strong, long-term relationships with high net worth commercial clients.
• Identify client insurance needs and provide expert advice on risk management and mitigation strategies.
• Source, negotiate, and secure competitive insurance policies from various reputable underwriters.
• Present insurance proposals and recommendations to clients, clearly articulating coverage benefits and limitations.
• Manage the entire client lifecycle, from initial prospect engagement to policy renewal and claims support.
• Proactively identify opportunities for cross-selling and up-selling of insurance products.
• Stay informed about market trends, new insurance products, and regulatory changes affecting commercial clients.
• Collaborate with internal support teams to ensure efficient policy administration and claims handling.
• Meet and exceed sales targets and retention goals for your client portfolio.
• Network within the business community to generate new leads and build the firm's reputation.

Requirements

• Minimum of 5 years of experience as an insurance broker, with a proven track record in commercial lines, preferably with high net worth clients.
• Strong understanding of commercial insurance products, including property, casualty, liability, and specialty lines.
• Excellent sales, negotiation, and presentation skills.
• Exceptional interpersonal and communication abilities, with the capacity to build rapport and trust.
• A recognized insurance qualification (e.g., NQF Level 4 or higher) is required.
• Proficiency in CRM software and standard office applications.
• Ability to work effectively under pressure and manage multiple priorities in a dynamic environment.
• A valid driver's license and willingness to travel for client meetings within the Rustenburg area and surrounding regions.
• Demonstrated ability to understand and articulate complex insurance concepts to diverse audiences.
• Professional demeanor and strong ethical standards.

Benefits

• Competitive base salary plus an uncapped commission structure.
• Comprehensive health insurance coverage.
• Retirement annuity contributions.
• Ongoing professional development and training opportunities.
• Access to a wide range of insurance markets and products.
• Opportunities for career progression within a reputable brokerage firm.
• Supportive team environment and administrative assistance.
• Company car allowance or travel reimbursement.
• Annual performance bonuses.
• Work in a dynamic and professional office setting in North West .