Commercial Insurance Advisor

Placements24; Mbombela (Nelspruit); On-site; ZAR 300,000 - 600,000; Full time

Benefits offered by this job

Base salary + commissions

Medical aid

Retirement fund contributions

Professional development

Job summary

Placements24 is seeking a proactive Commercial Insurance Advisor for our client in Nelspruit. You will advise businesses on property, liability, and business interruption cover, tailor policies, and build lasting relationships with a portfolio of clients.

Based in Nelspruit, the role involves quotes, presentations, working with underwriters, and helping clients through claims. A 2–3 year background in commercial insurance and strong communication skills are required, with opportunities for

Qualifications

• 2-3 years of experience in insurance sales or advisory, preferably with a focus on commercial lines.
• Strong knowledge of commercial insurance products (e.g., Business Owners Policy, General Liability, Commercial Property).
• Excellent communication, negotiation, and interpersonal skills.
• Proven ability to build and maintain client relationships.
• Familiarity with the South African insurance market and relevant regulations.
• Proactive and results-oriented approach to sales.
• Ability to work effectively within a team environment.

Responsibilities

• Consult with business clients to understand their insurance requirements and risk exposures.
• Recommend and present appropriate commercial insurance policies, explaining coverage, terms, and conditions.
• Develop and maintain strong relationships with a portfolio of commercial clients.
• Assist clients with claims processing and provide ongoing support throughout the policy lifecycle.
• Stay up-to-date on new insurance products, market trends, and regulatory changes affecting commercial insurance.
• Prepare quotes and proposals, ensuring accuracy and completeness.
• Collaborate with underwriters to secure the best possible terms for clients.
• Identify opportunities for cross-selling and up-selling relevant insurance products.
• Achieve and exceed sales targets and key performance indicators.
• Ensure all client interactions and transactions are conducted with the highest level of professionalism and integrity.

Skills

Insurance knowledge

Client relationship management

Negotiation

CRM software

Microsoft Office

Education

RE qualification beneficial

Tools

CRM software

Microsoft Office

Job description

About the Role

Our client, a reputable insurance brokerage based in Nelspruit , is seeking a proactive and client-focused Commercial Insurance Advisor . This role is vital in understanding the diverse insurance needs of businesses and providing tailored solutions to protect their assets and operations. You will be responsible for advising clients on a range of commercial insurance products, including property, liability, and business interruption insurance. This is an office-based role in Nelspruit , offering direct interaction with clients and colleagues, fostering strong professional relationships. The ideal candidate will possess excellent communication and interpersonal skills, a thorough understanding of commercial insurance products, and a passion for client service. We are looking for an individual who is driven to help businesses thrive by ensuring they have adequate insurance coverage. This is an excellent opportunity to build a successful career in commercial insurance sales and advisory services within a supportive and professional environment in the Mpumalanga region.

Key Responsibilities

• Consult with business clients to understand their insurance requirements and risk exposures.
• Recommend and present appropriate commercial insurance policies, explaining coverage, terms, and conditions.
• Develop and maintain strong relationships with a portfolio of commercial clients.
• Assist clients with claims processing and provide ongoing support throughout the policy lifecycle.
• Stay up-to-date on new insurance products, market trends, and regulatory changes affecting commercial insurance.
• Prepare quotes and proposals, ensuring accuracy and completeness.
• Collaborate with underwriters to secure the best possible terms for clients.
• Identify opportunities for cross-selling and up-selling relevant insurance products.
• Achieve and exceed sales targets and key performance indicators.
• Ensure all client interactions and transactions are conducted with the highest level of professionalism and integrity.

Requirements

• A minimum of 2-3 years of experience in insurance sales or advisory, preferably with a focus on commercial lines.
• Strong knowledge of commercial insurance products (e.g., Business Owners Policy, General Liability, Commercial Property, Workers' Compensation).
• Excellent communication, negotiation, and interpersonal skills.
• Proven ability to build and maintain client relationships.
• Familiarity with the South African insurance market and relevant regulations.
• A proactive and results-oriented approach to sales.
• Ability to work effectively within a team environment.
• Proficiency in Microsoft Office Suite and CRM software.
• Relevant insurance certifications (e.g., RE qualification) are a significant advantage.
• Must be based in or willing to relocate to Nelspruit .

Benefits

• Our client offers a competitive base salary plus attractive commission and bonus structures based on performance.
• A comprehensive benefits package includes medical aid and retirement fund contributions.
• Opportunities for professional development and ongoing training are provided.
• A supportive and collaborative office environment in Nelspruit .
• Career growth opportunities within the firm.
• Access to leading insurance products and tools.
• We are committed to fostering a positive work culture and encouraging employee success.