VP Underwriting

The Doctors Company; Northern (KY); Hybrid; USD 150,000 - 210,000; Full time

Job summary

TDC Specialty Underwriters, Inc. is seeking an experienced VP Underwriting to lead underwriting, product, and distribution strategies for hospital and complex risk segments in the healthcare sector.

The role requires advanced technical expertise, market credibility, and independent decision-making to manage complex risks within authority. The successful candidate will influence underwriting guidelines, collaborate across claims, actuarial, and distribution teams, and mentor junior underwriters

Qualifications

• Bachelor’s degree or equivalent experience in a related field.
• RPLU or CPCU preferred.
• Minimum of 10 years of underwriting experience in professional liability or related specialty lines.

Responsibilities

• Independently underwrites complex and high-severity professional liability risks within granted authority and guidelines.
• Evaluates risk characteristics, coverage structures, pricing, and terms to support profitable growth.
• Provides technical input into underwriting guidelines, policy forms, endorsements, and rating tools.
• Reviews non-standard or escalated submissions and provides expert recommendations.
• Participates in claim reviews and applies learnings to underwriting decisions.
• Maintains accountability for the performance of the assigned book of business.
• Reviews portfolio trends and identifies emerging risks or opportunities.
• Recommends underwriting actions or adjustments based on market and portfolio insights.
• Develops strong broker and customer relationships and supports new business development.

Skills

Underwriting expertise

Professional liability

Analytical skills

Relationship management

Communication

Travel ability

Education

Bachelor’s degree (BA or BS) or equivalent experience

Job description

TDC Specialty Underwriters, Inc. (TDCSU) serves as the Excess & Surplus lines specialist withinTDC Group, focused on providing specialty insurance capabilities and related services to the rapidly evolving healthcare industry. We design liability solutions for a variety of healthcare organizations and professionals, including hospitals, physicians, physician groups, medical and long-term care facilities, managed care organizations, and life sciences organizations. As part of TDC Group, our affiliated writingcompanies,TDC Specialty Insurance Company and TDC National Assurance Company,are rated A (Excellent) by AM Best Company.

The Vice President, Underwriting is responsible for executing underwriting, product, and distribution strategies within the Hospital/Complex Risk underwriting segment. This role brings advanced technical expertise, sound underwriting judgment, and strong market credibility to the organization. The VP Underwriter independently underwrites hospitals/health systems and other complex risks, manages key broker and customer relationships, and contributes expert insight to underwriting guidelines, coverage forms, pricing tools, and portfolio strategy.

Primary Responsibilities

Underwriting & Technical Expertise

• Independently underwrites complex and high-severity professional liability risks within granted authority and established guidelines.
• Evaluates risk characteristics, coverage structures, pricing, and terms to support profitable and sustainable growth.
• Provides technical input into underwriting guidelines, policy forms, endorsements, and rating tools.
• Reviews non-standard or escalated submissions and provides expert recommendations.
• Participates in claim reviews and applies claim learnings to underwriting decision-making.
• Maintains accountability for the performance of the assigned book of business.
• Reviews portfolio, rate, retention, and loss trends; identifies emerging risks or opportunities.
• Recommends underwriting actions or adjustments to appetite, terms, or pricing based on market and portfolio insight.
• Partners with underwriting leadership to support financial targets and portfolio objectives.
• Develops and manages strong working relationships with key brokers, producers, and customers.
• Serves as a senior technical and market-facing representative of TDCSU.
• Supports new business development efforts through technical credibility, responsiveness, and consultative engagement.
• Participates in broker meetings, presentations, and market visits as needed.

Strategic & Organizational Contribution

• Contributes underwriting expertise to product development, segment strategy, and planning efforts.
• Provides informed insight to underwriting leadership regarding market conditions, competition, and emerging trends.
• Collaborates cross-functionally with claims, operations, actuarial, and distribution partners to support underwriting outcomes.
• Promotes strong underwriting discipline and consistency across the organization.

Culture, Values & Knowledge Sharing

• Demonstrates and promotes TDC values and professional standards.
• Serves as an informal mentor and technical resource to peers and junior underwriters.
• Shares best practices, underwriting judgment, and market insights to elevate overall underwriting capability.
• Fosters a collaborative, high-performance underwriting culture.

Qualifications

Education

• Bachelor’s degree (BA or BS) or equivalent experience

Licenses / Certifications

• RPLU or CPCU preferred

Experience

• Minimum of 10 years of underwriting experience in professional liability or related specialty lines
• Demonstrated experience underwriting complex risks with significant authority

Knowledge & Skills

• Deep knowledge of professional liability products, coverage structures, and industry dynamics
• Strong underwriting judgment and analytical skills
• Effective relationship management and communication skills
• Ability to work independently and collaborate across functions
• Willingness and ability to travel as needed

Equal Opportunity Employer
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