VP Underwriting

The Doctors Company; United States; On-site; USD 180,000 - 260,000; Full time

Job summary

TDC Specialty Underwriters, Inc. seeks a Vice President, Underwriting to lead underwriting strategies for complex hospital and health system risks in the U.S. market. The role requires deep technical expertise, strong market credibility, and the ability to manage key broker and customer relationships.

Responsibilities include guiding pricing, coverage forms, and portfolio strategy, mentoring peers, and collaborating across claims, actuarial, and distribution teams to drive profitable growth.

Qualifications

• Bachelor’s degree or equivalent experience.
• 10+ years of underwriting experience in professional liability or related specialty lines.
• Demonstrated experience underwriting complex risks with significant authority.
• Deep knowledge of professional liability products, coverage structures, and industry dynamics.
• Licenses / Certifications: RPLU or CPCU preferred.

Responsibilities

• Independently underwrites complex and high-severity professional liability risks within granted authority and established guidelines.
• Evaluates risk characteristics, coverage structures, pricing, and terms to support profitable and sustainable growth.
• Provides technical input into underwriting guidelines, policy forms, endorsements, and rating tools.
• Reviews non-standard or escalated submissions and provides expert recommendations.
• Participates in claim reviews and applies claim learnings to underwriting decision-making.

Skills

Underwriting expertise

Analytical skills

Relationship management

Communication

Travel readiness

Education

Bachelor's degree

Job description

TDC Specialty Underwriters, Inc. (TDCSU) serves as the Excess & Surplus lines specialist withinTDC Group, focused on providing specialty insurance capabilities and related services to the rapidly evolving healthcare industry. We design liability solutions for a variety of healthcare organizations and professionals, including hospitals, physicians, physician groups, medical and long-term care facilities, managed care organizations, and life sciences organizations. As part of TDC Group, our affiliated writing companies, TDC Specialty Insurance Company and TDC National Assurance Company, are rated A (Excellent) by AM Best Company.

The Vice President, Underwriting is responsible for executing underwriting, product, and distribution strategies within the Hospital/Complex Risk underwriting segment. This role brings advanced technical expertise, sound underwriting judgment, and strong market credibility to the organization. The VP Underwriter independently underwrites hospitals/health systems and other complex risks, manages key broker and customer relationships, and contributes expert insight to underwriting guidelines, coverage forms, pricing tools, and portfolio strategy.

Primary Responsibilities

Underwriting & Technical Expertise

• Independently underwrites complex and high-severity professional liability risks within granted authority and established guidelines.
• Evaluates risk characteristics, coverage structures, pricing, and terms to support profitable and sustainable growth.
• Provides technical input into underwriting guidelines, policy forms, endorsements, and rating tools.
• Reviews non-standard or escalated submissions and provides expert recommendations.
• Participates in claim reviews and applies claim learnings to underwriting decision-making.

Portfolio & Financial Performance

• Maintains accountability for the performance of the assigned book of business.
• Reviews portfolio, rate, retention, and loss trends; identifies emerging risks or opportunities.
• Recommends underwriting actions or adjustments to appetite, terms, or pricing based on market and portfolio insight.
• Partners with underwriting leadership to support financial targets and portfolio objectives.

Distribution & Market Engagement

• Develops and manages strong working relationships with key brokers, producers, and customers.
• Serves as a senior technical and market-facing representative of TDCSU.
• Supports new business development efforts through technical credibility, responsiveness, and consultative engagement.
• Participates in broker meetings, presentations, and market visits as needed.

Strategic & Organizational Contribution

• Contributes underwriting expertise to product development, segment strategy, and planning efforts.
• Provides informed insight to underwriting leadership regarding market conditions, competition, and emerging trends.
• Collaborates cross-functionally with claims, operations, actuarial, and distribution partners to support underwriting outcomes.
• Promotes strong underwriting discipline and consistency across the organization.

Culture, Values & Knowledge Sharing

• Demonstrates and promotes TDC values and professional standards.
• Serves as an informal mentor and technical resource to peers and junior underwriters.
• Shares best practices, underwriting judgment, and market insights to elevate overall underwriting capability.
• Fosters a collaborative, high-performance underwriting culture.

Qualifications

Education

• Bachelor’s degree (BA or BS) or equivalent experience

Licenses / Certifications

• RPLU or CPCU preferred

Experience

• Minimum of 10 years of underwriting experience in professional liability or related specialty lines
• Demonstrated experience underwriting complex risks with significant authority

Knowledge & Skills

• Deep knowledge of professional liability products, coverage structures, and industry dynamics
• Strong underwriting judgment and analytical skills
• Effective relationship management and communication skills
• Ability to work independently and collaborate across functions
• Willingness and ability to travel as needed