VP, Real-Time Payments Product Strategy

PAYCO The Clearing House Payments Company L.L.C.; Charlotte (NC); On-site; USD 230,000 - 320,000; Full time

Job summary

The Clearing House Payments Company L.L.C. is seeking a VP of RTP Business Product Management to shape real-time payments strategy and translate market needs into differentiated RTP products and capabilities.

You will own lifecycle activities from discovery through launch, adoption, and optimization, partnering across Sales, Marketing, Risk, and Technology to deliver measurable value for financial institutions and customers.

Qualifications

• Bachelor's degree in finance, business, economics, or related discipline.
• 10+ years of progressive product management experience, preferably in payments, banking, or financial services.
• Strong understanding of payment products, operations, technology, and market dynamics.
• Excellent written, verbal, and presentation skills.
• Proven risk maturity to understand, articulate, manage and mitigate risks.

Responsibilities

• Translate the RTP strategy into market-driven product plans and roadmaps grounded in validated customer and market needs.
• Lead RTP products through the full lifecycle, including discovery, business case development, requirements, prioritization, launch, commercialization, adoption, and end-of-life decisions.
• Drive market discovery and customer engagement with financial institutions, corporate users, technology providers, and other stakeholders to identify opportunities and shape differentiated solutions.
• Develop clear product positioning, value propositions, launch approaches, and enablement in partnership with Sales, Client Relationship Management, Marketing, and other commercialization partners.
• Use market, customer, product, volume, and financial data to establish priorities and inform investment decisions.
• Partner with RTP Technical Product Management, Technology & Operations to ensure requirements are translated into high-quality solutions.
• Lead cross-functional product initiatives, pilots, proofs of concept, and launch readiness activities.
• Apply a first-line risk mindset throughout the product lifecycle with Legal, Risk, and Compliance.

Skills

Product management leadership

Payments industry knowledge

Strategic planning

Analytical skills

Risk management mindset

Communication skills

Education

Bachelor's degree in finance, business, economics

Job description

The Clearing House Payments Company L.L.C. is seeking a VP of RTP Business Product Management to shape real-time payments strategy and translate market needs into differentiated RTP products and capabilities.

You will own lifecycle activities from discovery through launch, adoption, and optimization, partnering across Sales, Marketing, Risk, and Technology to deliver measurable value for financial institutions and customers.