VP, Credit Risk Strategy — Business Banking

Testing Site - JPMC; Plano (TX); On-site; USD 140,000 - 210,000; Full time

Job summary

JPMorgan Chase in Plano, TX seeks a Lead Credit Officer VP within Business Banking Risk to oversee credit decisioning for new and existing credit lines. You will analyze opportunities, structure transactions, negotiate terms, and present findings to senior leadership in a fast-paced team environment.

Responsibilities include due diligence, applying credit authority, and collaborating across teams to drive sound risk decisions.

Qualifications

• Bachelor's degree or equivalent experience required.
• Advanced courses in finance, accounting, and credit through training or college coursework.
• Typically 10+ years’ experience in relationship management or credit-related roles with commercial knowledge.
• Ability to articulate objective views based on professional analysis.
• Thorough knowledge of credit philosophy, policies, loan documentation and related issues.
• Strong verbal, written, and interpersonal skills; team-oriented and able to work independently.
• Graduate degree in business is preferred for this role.

Responsibilities

• Analyze and decision credit requests.
• Prepare, review and challenge quantitative and qualitative credit analysis; gather requirements and write business/technical stories for management.
• Apply knowledge of collection strategies to present findings to senior management for decision making.
• Provide input into structure and terms of credit products extended to clients.
• Manage and analyze large datasets related to credit risk exposures.
• Identify, analyze and escalate credit risk issues to the business areas.
• Perform in-depth credit analysis of opportunities and existing relationships.
• Collaborate with model groups to prepare documentation and obtain usage approvals.
• Deliver presentations for senior risk forums to update on the credit portfolio and risk discussions.

Skills

Analytical thinking

Credit judgment

Communication skills

Teamwork

Education

Bachelor's degree or equivalent experience

Graduate degree in business

Job description

JPMorgan Chase in Plano, TX seeks a Lead Credit Officer VP within Business Banking Risk to oversee credit decisioning for new and existing credit lines. You will analyze opportunities, structure transactions, negotiate terms, and present findings to senior leadership in a fast-paced team environment.

Responsibilities include due diligence, applying credit authority, and collaborating across teams to drive sound risk decisions.