VP, Business Banking Credit Leader & Risk Strategy

JPMorgan Chase & Co.; Houston (TX); On-site; USD 120,000 - 180,000; Full time

Job summary

JPMorgan Chase & Co. in Houston seeks a Lead Credit Officer Vice President in Business Banking Risk to oversee and decide on credit extensions from due diligence to documentation.

You will synthesize insights, translate business needs into requirements, and communicate portfolio themes to senior Risk forums, influencing credit strategy and governance. The role requires strong credit judgment, policy expertise, and collaboration across teams, with opportunities to impact risk management and

Qualifications

• Bachelor’s degree or equivalent experience.
• 5+ years of experience in credit/risk roles.
• Strong analytical and communication skills.
• Knowledge of loan documentation and underwriting.
• Ability to influence across teams.

Responsibilities

• Analyze and decide credit requests for new and existing credit extensions.
• Prepare and challenge quantitative and qualitative credit analyses to ensure accuracy.
• Structure transactions by reviewing terms, negotiating conditions, and mitigating risk.
• Conduct due diligence and identify key risks across Business Banking clients.
• Gather business requirements and write clear business and technical stories for management.
• Assess market conditions, competitor actions, financial metrics, and regulatory factors.
• Manage and analyze large datasets related to credit exposures and portfolio trends.
• Escalate emerging credit risks to relevant stakeholders.
• Collaborate with model risk and analytics partners for documentation and approvals.
• Deliver portfolio deep dives and presentations for senior Risk forums.

Skills

Credit judgment

Credit analysis

Stakeholder communication

Team collaboration

Portfolio risk

Education

Bachelor's degree or equivalent experience

MBA or advanced finance coursework

Tools

Financial modeling

Job description

JPMorgan Chase & Co. in Houston seeks a Lead Credit Officer Vice President in Business Banking Risk to oversee and decide on credit extensions from due diligence to documentation.

You will synthesize insights, translate business needs into requirements, and communicate portfolio themes to senior Risk forums, influencing credit strategy and governance. The role requires strong credit judgment, policy expertise, and collaboration across teams, with opportunities to impact risk management and