VP, SBA Credit Risk Lead — Business Banking

JPMorgan Chase & Co.; Plano (TX); On-site; USD 120,000 - 200,000; Full time

Job summary

JPMorgan Chase & Co. in Plano, TX seeks a senior Lead Credit Officer Vice President in Business Banking Risk to oversee credit oversight and decisions for new and existing extensions of credit.

You will evaluate opportunities end-to-end—from due diligence to structuring and final decision—while mitigating risk and supporting senior risk discussions. The role requires 8+ years of business banking/credit judgement, strong policy knowledge, and excellent analytical and communication skills.

Qualifications

• Bachelor's degree or equivalent experience.
• Completion of advanced courses in finance, accounting, and credit.
• 8+ years’ experience in business banking/commercial credit judgement.
• Ability to formulate and articulate objective views based on professional analysis.
• Strong knowledge of credit policies, loan documentation, bankruptcy and related legal issues.
• Strong verbal, written, and interpersonal skills, as well as analytic and problem-solving skills.
• Demonstrated PC aptitude and team-oriented work style.

Responsibilities

• Analyzes and decisions credit requests.
• Prepares, reviews and challenges quantitative and qualitative credit analysis while also responsible for Business Analysis, gathering requirements and writing business and technical stories for consumption by management.
• Applies broad knowledge of key collection strategies to perform analysis and present findings to senior management for decision making.
• Provides input and guidance to the structure and terms of the relevant credit products extended to issuers/clients.
• Manages and analyzes large amounts of data and information pertaining to credit risk exposures.
• Identifies, analyzes and escalates credit risk issues to the respective business areas.
• Performs in-depth credit analysis of potential opportunities and existing credit relationships across the business spectrum.
• May collaborate with the model group to prepare model documentation, provide credible challenge, and obtain usage approvals.
• Provides input into deep dives and prepares and delivers presentations for various senior Risk forums to provide updates on the Credit portfolio and support risk discussions.

Skills

Credit judgement

Financial analysis

Verbal communication

Written communication

Problem solving

Teamwork

Education

Bachelor's degree or equivalent experience

Advanced courses in finance, accounting, and credit

Master's degree (preferred)

Job description

JPMorgan Chase & Co. in Plano, TX seeks a senior Lead Credit Officer Vice President in Business Banking Risk to oversee credit oversight and decisions for new and existing extensions of credit.

You will evaluate opportunities end-to-end—from due diligence to structuring and final decision—while mitigating risk and supporting senior risk discussions. The role requires 8+ years of business banking/credit judgement, strong policy knowledge, and excellent analytical and communication skills.