VP, Business Banking Credit Risk Leader

JPMorganChase; Houston (TX); On-site; USD 150,000 - 210,000; Full time

Benefits offered by this job

Health care coverage

Retirement savings plan

Tuition reimbursement

Job summary

JPMorgan Chase in the United States is seeking a Lead Credit Officer Vice President for Business Banking Risk. You will oversee credit decisions end-to-end, from due diligence to final approval, and translate portfolio data into insights for senior risk discussions.

The role requires 8+ years in business banking/credit judgement, strong analytical and communication skills, and collaboration across teams to strengthen credit strategy and governance.

Qualifications

• Bachelor's degree or equivalent experience required.
• Advanced courses in finance, accounting, and credit.
• 8+ years' experience in business banking/commercial credit.
• Strong analytical and communication abilities.

Responsibilities

• Analyze and decide credit requests.
• Prepare and challenge quantitative and qualitative credit analysis.
• Apply knowledge of collection strategies to inform decisions.
• Contribute to structuring terms of credit products.
• Manage large data sets related to credit risk exposures.
• Identify and escalate credit risk issues across business areas.
• Collaborate with model group for documentation and approvals.
• Prepare presentations for senior Risk forums on credit portfolio.

Skills

Credit analysis

Credit judgement

Financial analysis

Risk management

Communication skills

Education

Bachelor's degree or equivalent

Masters preferred

Job description

JPMorgan Chase in the United States is seeking a Lead Credit Officer Vice President for Business Banking Risk. You will oversee credit decisions end-to-end, from due diligence to final approval, and translate portfolio data into insights for senior risk discussions.

The role requires 8+ years in business banking/credit judgement, strong analytical and communication skills, and collaboration across teams to strengthen credit strategy and governance.