VP, Credit Decisioning & Risk Strategy

Testing Site - JPMC; Wilmington (DE); On-site; USD 180,000 - 260,000; Full time

Job summary

JPMorgan Chase in Wilmington, DE, seeks a Vice President for Credit Decisioning Unit (CDU) within CCB Business Banking to lead complex credit analyses, shape risk strategy, and help define underwriting policies aligned with the firm’s risk appetite.

You will collaborate with Risk, Underwriting, Finance, Legal and senior leadership to balance growth and profitability while ensuring governance and regulatory compliance across the department.

Qualifications

• Bachelor’s degree in finance, business, economics, or related field.
• 7+ years in consumer lending, credit strategy, underwriting, or risk management within a large financial institution.
• Strong independent judgment on complex credit decisions.
• Advanced analytical and financial skills to synthesize data and market insights.

Responsibilities

• Lead evaluation of high-value consumer credit exposure initiatives, aligned with risk appetite and underwriting standards.
• Monitor portfolio performance and emerging risk trends; develop mitigation strategies to protect asset quality and returns.
• Shape and evolve credit policies, underwriting guidelines, and risk management frameworks for sustainable growth.
• Serve as trusted advisor on complex credit transactions, providing sound recommendations to senior stakeholders.
• Collaborate with Risk, Underwriting, Legal, Finance, and Business partners to align credit strategy with firm objectives.

Skills

Credit risk analysis

Portfolio risk management

Executive communication

Analytical reasoning

Strategic leadership

Credit underwriting

Risk governance

Education

Bachelor’s degree in finance, business, economics, or related field

Tools

Data analysis software

Job description

JPMorgan Chase in Wilmington, DE, seeks a Vice President for Credit Decisioning Unit (CDU) within CCB Business Banking to lead complex credit analyses, shape risk strategy, and help define underwriting policies aligned with the firm’s risk appetite.

You will collaborate with Risk, Underwriting, Finance, Legal and senior leadership to balance growth and profitability while ensuring governance and regulatory compliance across the department.