VP, U.S. RMBS Credit Ratings - Structured Finance Leader

Morningstar; New York (NY); On-site; USD 113,308 - 178,794; Full time

Benefits offered by this job

6-week paid sabbatical

Paid family caregiving leave

Tuition reimbursement

Annual flex stipend

Stock ownership potential

Health benefits

Job summary

Morningstar DBRS seeks a Vice President in New York to lead analysis for U.S. RMBS ratings, evaluating collateral, cash flows, and legal reviews. The role emphasizes teamwork, detail-orientation, and strong communication with executives and external contacts.

The candidate should bring 5+ years in structured finance, mastery of Excel, and familiarity with Intex and Bloomberg tools, with potential for broad structured finance exposure in a client-facing setting.

Qualifications

• Bachelor’s degree in finance, math, economics, computer science, engineering, or related field.
• 5+ years of experience in structured finance.
• Proficiency in Microsoft Excel and Microsoft Office programs.
• Robust understanding of credit and legal aspects of structured finance transactions in RMBS.
• Strong quantitative and analytical skills with high attention to detail.
• Excellent written and verbal communication and interpersonal skills.
• Self-starter and team player in a fast-paced environment.
• Familiarity with structured products market and fixed-income analytics tools.
• Nice to have: Master’s degree in related field.
• Nice to have: VBA, Python, or other basic programming skills.

Responsibilities

• Act as a lead analyst on structured finance transactions and present analysis to the rating committee.
• Perform transaction analysis including collateral, deal structure, and legal issues.
• Focus on key credit issues during the new-issue rating process.
• Test cash flows to confirm accuracy and robustness of cash flow models.
• Conduct scenario and sensitivity analyses and communicate results to senior staff and colleagues.
• Conduct analysis to evaluate credit profile of securities and review legal documents.
• Participate in criteria development and enhancement of structured finance models.
• Produce and publish industry commentaries and newsletters.
• Build and maintain relationships with bankers, investors, and originators.

Skills

Quantitative skills

Analytical thinking

Communication skills

Teamwork

Self-motivation

Detail-oriented

Financial analysis

Presentation skills

Education

Bachelor's degree in finance / math / economics / CS / engineering

Master's degree in related field

Tools

Intex (Deal-Maker/Calc)

Bloomberg

Microsoft Excel

Job description

Morningstar DBRS seeks a Vice President in New York to lead analysis for U.S. RMBS ratings, evaluating collateral, cash flows, and legal reviews. The role emphasizes teamwork, detail-orientation, and strong communication with executives and external contacts.

The candidate should bring 5+ years in structured finance, mastery of Excel, and familiarity with Intex and Bloomberg tools, with potential for broad structured finance exposure in a client-facing setting.