VP, Commercial Loan Officer

DFCU Financial; Orlando (FL); On-site; USD 120,000 - 180,000; Full time

Job summary

Flushing Bank in the Orlando area (Longwood / Winter Park / Orlando, FL) seeks a VP, Commercial Loan Officer to proactively grow deposits and loans while building strong client relationships. You will manage an existing portfolio, review annuals and past due accounts, and deliver tailored lending solutions to commercial clients.

Join a team focused on credit underwriting, risk mitigation, and cross-functional collaboration with Treasury, Retail and Lending to drive growth and exceptional client

Qualifications

• Bachelor's degree in business, finance or related field.
• 7 years lending or sales experience in the financial services industry.
• 3-5 years commercial lending and credit underwriting experience.
• Demonstrated high performance in sales goal attainment.
• Proficient in Microsoft 365.
• Demonstrated analytical and problem-solving skills.
• Excellent interpersonal skills, including written and verbal communication, and ability to work in a team environment.
• Demonstrated community involvement.

Responsibilities

• Proactively identify and develop new business banking relationships with a focus on deposit and lending growth.
• Grow and manage a portfolio of commercial clients, delivering tailored financial guidance and creative lending solutions that meet their evolving needs.
• Connect clients with a full suite of business banking services including lending, deposits, Treasury Management, and SBA programs to help their businesses thrive.
• Build strong partnerships with business owners, centers of influence, and professional networks to generate referrals and drive meaningful growth.
• Represent DFCU in the community and make a real and lasting impact by helping local businesses succeed.
• Analyze and underwrite credit requests in accordance with DFCU's policies and risk appetite, structuring thoughtful and strategic solutions.
• Monitor loan covenants, past due accounts, and renewal timelines to ensure portfolio health and risk mitigation.
• Collaborate closely with internal partners—including Business Banking Assistants and Loan Documentation teams—to streamline processing and deliver exceptional client experience.
• Work cross-functionally with Retail, Treasury, and Lending teams to deliver value through joint calling efforts and holistic financial solutions.
• Prepare detailed call plans and post-call reviews that translate client goals into actionable next steps.
• Stay informed on market trends, industry shifts, and client opportunities to remain a trusted advisor and thought partner.
• Ensure compliance with internal policies, credit standards, and regulatory requirements.
• Complete all required professional development and compliance training to support continuous growth.

Skills

Lending sales experience

Credit underwriting

Analytical skills

Problem solving

Interpersonal communication

Education

Bachelor's degree in business, finance or related field

Tools

Microsoft 365

Job description

The Opportunity:

We are seeking a VP, Commercial Loan Officer to join our team in the Longwood / Winter Park / Orlando, Florida area. This role is responsible for proactively seeking new deposits and loans while building client relationships. Excellent communication, strong analytical skills and customer relations are an integral part of the role. Manage an existing portfolio with respect to annual reviews, past due and client retention.

What You'll Do:

Business Development & Relationship Management

• Proactively identify and develop new business banking relationships with a focus on deposit and lending growth.

• Grow and manage a portfolio of commercial clients, delivering tailored financial guidance and creative lending solutions that meet their evolving needs.

• Connect clients with a full suite of business banking services including lending, deposits, Treasury Management, and SBA programs to help their businesses thrive.

• Build strong partnerships with business owners, centers of influence, and professional networks to generate referrals and drive meaningful growth.

• Represent DFCU in the community and make a real and lasting impact by helping local businesses succeed.

Portfolio Management & Credit Expertise

• Analyze and underwrite credit requests in accordance with DFCU's policies and risk appetite, structuring thoughtful and strategic solutions.

• Monitor loan covenants, past due accounts, and renewal timelines to ensure portfolio health and risk mitigation.

• Collaborate closely with internal partners—including Business Banking Assistants and Loan Documentation teams—to streamline processing and deliver exceptional client experience.

Team Collaboration & Strategic Engagement

• Work cross-functionally with Retail, Treasury, and Lending teams to deliver value through joint calling efforts and holistic financial solutions.

• Prepare detailed call plans and post-call reviews that translate client goals into actionable next steps.

• Stay informed on market trends, industry shifts, and client opportunities to remain a trusted advisor and thought partner.

Operational Excellence

• Ensure compliance with internal policies, credit standards, and regulatory requirements.

• Complete all required professional development and compliance training to support continuous growth.

What You’ll Need:

• Bachelor's degree in business, finance or related field.

• Seven years lending or sales experience in the financial services industry.

• Three - five years commercial lending and credit underwriting experience.

• Demonstrated high performance in sales goal attainment.

• Demonstrated community involvement.

• High level of accuracy and attention to detail.

• Proficient in Microsoft 365.

• Demonstrated analytical and problem-solving skills.

• Able toinitiateand embrace change.

• Excellent interpersonal skills, including written and verbal communication, and ability to work in a team environment.